You probably are familiar that sometimes auto insurance rates can change depending on scenarios like; buying a new car, moving out or even getting married or graduating school. This is the time for you to leave your car insurance company and check others to ensure you are getting the best rate that meets your needs. Even if you are happy with your current insurance company. Checking out the competition from time to time is a very smart idea, this can help keep...
The most important thing while driving during a winter storm is knowing how to drive safely. There's a lot of different weather events that will surely affect your driving. These tips will help you stay in control of your vehicle in all of the weather conditions, making driving during a winter little easier.
We all know that none of us are perfect drivers. But as time passes, our perfect double-handed grip on the steering wheel may have slipped a little and other bad habits have crept in. Most of us do one of these habits but we don’t know that they may also be illegal. Example, turning right on red in New York City is considered illegal but just outside of the city border is totally legal. So here are the 7...
We all know is that time of the year and winter is just around the corner. So here 8 tips to get your car ready for the cold weather.
We know that if you have a perfect driving record, your car insurance would be fairly easy and simple. But that's not always the case and it's not very easy to have that perfect driving record. Most people are scared to go shop around for auto insurance but it doesn't have to be like that. Even if you've already got some points on your driving record, there are still ways that will help you lower your premium. So before you go...
We all know that driving in the rain can be stressful. But it doesn't have to be with a little bit of help and advice from us. Most of the drivers think that with turning on the windshield wipers that they are good to go. Yes, that will help. But there’s a little more to it than that. That's why we recommend taking a look at this handful of tips that will definitely come in use when the roads are...
That’s right, all other factors equal, divorce means that your car insurance premium will go up. You might lose certain discounts (like Multi-Car or Homeowners) depending on your circumstances, but you might also pick up new ones (such as the Claim-Free discount). Driving records are also a major pricing factor. So if your ex has a spotless driving history, your rate may rise when you remove the ex from your policy. But if you’re the safer driver, you might soon be...
Innovations could lead to decreases in car insurance premiums by more than 60 percent in the 2020s from current levels. The advances include the increasingly prevalent driver-monitoring devices, collision avoidance systems and automated traffic-law enforcement, such as speed and red-light cameras, as well as robotic cars (Driverless cars). The property and casualty insurance industry derives nearly 40 percent of its premiums from vehicle insurance, so driverless cars in particular could put a major dent in the sale of coverage for...
It’s very simple. Tickets cannot be removed from your driver record until the convictions expire. The violation points can stay on your driving record for three, five or even seven years depending on the state you reside in. Usually, the violation points stay on your record for 3 years as far as the DMV goes. If you are shopping for insurance rates, most companies will ask for violations, accidents and claims going back 5 years. Some will look back only 3...
