Great Bay Insurance

⚙️ Overview

Great Bay Insurance Group (founded 2019) is a New Jersey–based, privately held insurance organization headquartered in West Atlantic City. It comprises:

• Great Bay Insurance Holding Company

• Great Bay Insurance Company

• Great Bay Underwriting Services

Rooted in over 70 years of coastal NJ insurance experience, their team provides specialized homeowners coverage along the Jersey Shore

Employee Size: Approximately 11–50 employees

✔️ Why Choose Great Bay?

• Deep Local Roots: Founded by third- and fourth-generation coastal NJ residents with over 70 years of combined experience

• Tailored Coastal Coverage: Individualized hurricane-risk evaluation—no one-size-fits-all ratings based on inland data .

• Policy Holder Community: Enables members to access superior customer & claims service through a dedicated coastal homeowners community

Products & Coverages

Great Bay specializes in coastal homeowners policies (HO‑3 & HO‑5) for:

• Single-family homes

• 2–4 unit multi-family residences

• Coverage along the Jersey Shore: Sandy Hook → Cape May (Monmouth, Ocean, Atlantic, Cape May counties)

Optional Coverages include:

• Other structures (B), contents (C), loss-of-use (D), liability (E), medical payments (F)

Key Benefits:

• Customizable limits up to $4M dwelling

• Endorsement flexibility & discounts (home updates, loyalty, auto companion, etc.)

• Multiple inspection options: third-party, self-inspect via app, or waiver with surcharge

Why Buy Through Insurox

When you choose Great Bay Insurance through Insurox, you get more than just a policy — you get a partner. Here’s why:

• Expert Coastal Guidance: We understand the unique risks of shoreline properties and match you with the right coverage.

• Local + National Strength: Combine Great Bay’s coastal expertise with Insurox’s nationwide support and technology.

• Fast, Simple Quotes: Our proprietary quoting platform makes it easy to compare and bind the right policy in minutes.

• Dedicated Support: Our licensed agents are here to help before, during, and after the policy is issued.

• Claims Advocacy: We assist throughout the claims process — you’re never on your own.

Protect your coastal home with confidence — powered by Great Bay and Insurox.

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• ️ How to File a Claim

  Policyholders can file claims by:

  • Email: [email protected]

  • Phone: 1‑609‑535‑8000

  • Mail: Claims Dept
    Great Bay Insurance Company
    8025 Black Horse Pike, Suite 400
    West Atlantic City, NJ 08232

• How to Pay

  Multiple options available:

  • Online via “Make A Payment” portal

  • Auto Debit (EFT) or Credit/Debit card

  • Installment plans: 1, 2, or 4 payments per term 
    For payment assistance, contact their office at 609‑434‑2000