National Summit Insurance Company

Specialty personal property coverage built on decades of underwriting strength

Why We Partner with National Summit

National Summit Insurance Company—formerly National Lloyds—is a Texas-domiciled admitted insurer, rebranded in early 2021 following a successful conversion from a Lloyds Plan to a capital stock insurance company. Founded in 1948 and headquartered in Dallas, Texas, the carrier is a wholly-owned subsidiary of ReAlign Insurance Holdings, and operates with a broad agent network and a specialty focus.

At a glance

• Structure: Capital-stock, Texas admitted insurer (formerly a Lloyds Plan)

• Founded: 1948 — rebranded in 2021

• Parent company: ReAlign Insurance Holdings

• Agent Network: ~4,000 independent agents

• Authorizations: Licensed in ~24 states as of 2021; licensed in at least 41 states per more recent internal data

• AM Best Rating: “A (Excellent)”, Size Category VIII (~USD 100M-250M) with Negative financial outlook

Products We Can Place with National Summit

Focused on low-value dwellings, homeowners, and manufactured/mobile home property lines, National Summit delivers tailored solutions for personal property coverage via its specialty distribution platform.

Typical offerings include:

• Homeowners & Dwelling Fire – for owner-occupied and rental properties

• Manufactured / Mobile Home Insurance – with flexibility based on structure type and location

Where Coverage Is Available

National Summit operates as an admitted carrier in Texas, with licensing in about 24 states at rebranding, and expanding further—current ReAlign data shows availability in 41 states, subject to ongoing filings and approvals.

Claims & Customer Service

While direct claims and service contacts are limited in public sources, the company’s operational base is centralized in Dallas.

• Headquarters Address: 325 N. St. Paul Street, Suite 900, Dallas, TX 75201

• Texas Insurance License: Active license # B424196; admitted since October 16, 1996

(Insurox will assist clients directly, coordinating claims and inquiries as needed.)

Appetite Snapshot (Typical)

National Summit’s underwriting is strategic, targeting specialty personal property, including:

• Primary or secondary residences

• Rental dwellings and manufactured/mobile homes

• Risks that meet standard maintenance and construction criteria

Limits may apply on high-risk assets or certain exposure types—Insurox will confirm eligibility at quoting.

Why Choose National Summit Through Us

• Legacy of reliability: Long-standing carrier with stable management and financial strength

• Admitted-market flexibility: Strong platform in admitted personal property lines

• Local advocacy: Insurox facilitates seamless support from quote to claim

• Comparative placement: We assess National Summit alongside other carriers to match your needs best

Why Buy Through Insurox

• Tailored local expertise: Insurox agents can match businesses and families with precise coverage.

• Seamless excellence: Combine independence with Insurox’s responsiveness.

• Simplified claims & billing: Insurox’s support expedites filing and payment, reducing hassle.

📝 Get a Quote Today

📍 No matter where you live, we can help.
👉 Click below to compare Homeowners, Dwelling Fire or Mobile Home Insurance Quotes from National Summit.

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Legal Notice

This page is for informational purposes only and provided by Insurox. Coverage, underwriting, and availability depend on policy terms and state-specific approvals. The actual policy provisions govern all terms and conditions.