Protect Your Property from Unexpected Flood Damage with Beyond Floods – Available Through Insurox

At Insurox, we proudly partner with Beyond Floods, one of the leading private flood insurance providers in the U.S. Beyond Floods is a private flood insurance product underwritten by National General Insurance — a wholly owned subsidiary of Allstate since 2021 — designed as a modern, flexible alternative to the National Flood Insurance Program (NFIP). Backed by the financial strength of one of the largest insurance groups in the United States and powered by a proprietary data platform analyzing trillions of elevation data points and millions of historical losses, Beyond Floods delivers accurate pricing, broader coverage, and a streamlined experience that standard flood programs simply can’t match.

Why Choose Beyond Floods?

• Fast Online Quotes – Get a bindable flood quote in minutes, backed by deep property-level risk data

• Flexible Options – Customize building, contents, and additional living expense coverage to fit your property and budget

• Lender-Approved – Accepted by most mortgage companies nationwide

• No Elevation Certificate Required – In most states, with little to no waiting period

• Broader Coverage Than NFIP – Higher limits, replacement-cost value, and loss of use benefits not available through federal programs — often at savings of 20% or more

Who Is It For?

Beyond Floods is perfect for:

• Homeowners in high or moderate-risk flood zones
• Condo owners and tenants
• Property owners seeking higher limits or better terms than the NFIP provides

What Coverage Can You Get?

• Building Coverage up to $1.5M

• Contents coverage up to 50% of dwelling limit

• Loss of use / additional living expenses (up to $150K)

• Pool cleanup and repair

• Basement contents and dwelling coverage (optional)

• Detached structures (optional)

Why Buy Through Insurox?

As an independent agency, Insurox provides access to multiple flood insurance options — including FEMA/NFIP, Beyond Floods, and other private carriers — so you can compare and choose the best fit for your needs and budget. We guide you through the process, handle the paperwork, and make sure you have the right coverage before the next storm.

Get a Quote Today

No matter where you live, we can help.
Click below to compare flood insurance quotes, including Beyond Floods.

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• Claims – Filing & Support

  • First Notice of Loss (FNOL): To initiate a claim, policyholders can complete the online FNOL form available [on Beyond Floods’ website] or call 1‑833‑303‑2716 to speak directly with a Claims Specialist

  • Support Options:

    • Claims support team: Available via 1‑833‑303‑2716

    • General support (billing, underwriting, payments): Contactable at 1‑888‑325‑1190

  • Claim Process Highlights:

    • Agents and insured can access the FNOL form by navigating to the “Submit a Claim” section on the Beyond Floods site

    • Policymakers typically receive prompt responses due to the streamlined infrastructure under National General

• Payments & Billing

  • Accessing Payment Portal (“Bill it Now”):

    • Policyholders should register or log in through the Bill it Now portal via [billitnow.com] using your policy number, name, zip code, and email.

    • Agents can access bills through the Beyond Floods Policy Administration account by clicking the “Billing” tab

  • Payment Options:

    • Flexible plans available: Pay in full or choose installments—semi-annually, quarterly, monthly, or lender‑billed options Beyond Floods.

  • No Waiting or Minimal Waiting Periods:

    • In Florida and New Jersey, there is no waiting period; coverage begins immediately (0 days).

    • In other states, waiting periods range from 7 to 30 days, depending on circumstances