Founded in 1994 by Steve Menzies and headquartered in Omaha, Nebraska, Applied Underwriters began as a workers’ compensation specialist and has grown into a global risk services firm helping businesses, governments, and individuals manage financial uncertainty. In 2019, Menzies reacquired the company in a $920 million transaction, returning Applied to independent ownership and accelerating its expansion into new product lines and international markets.

Applied’s approach sets it apart: rather than outsourcing, the company centralizes all operations in-house, ensuring that every service — from underwriting to claims — is handled with a consistent standard of excellence. This model has contributed to one of the highest customer retention rates in the industry, with thousands of loyal policyholders across the nation.

• Workers’ Compensation 
• Commercial Package / BOP
• Specialty Risk & Extended Warranty
• Reinsurance
• Sovereign Finance & Global Risk Transfer

Applied specializes in small to mid-sized businesses across a wide range of industries, with particular expertise in crafting workers’ compensation and integrated risk solutions for employers with complex or hard-to-place exposures.

• Online: Reach their customer service by email at [email protected]
• By phone: Call their claims department at 877-234-4420

• By phone: Reach their customer service department at 877-234-4420
• Mail: Send your payment to: Applied Underwriters Inc, P.O. Box 3646, Omaha, NE 68103