Great American Insurance Company

Built on over 150 years of specialty insurance expertise and financial strength

Why We Partner with Great American

Great American traces its roots to the German American Insurance Company, founded in 1872, which issued its first policy on March 19 to a rubber comb factory. The company earned a reputation for reliability early—paying over $2 million in claims after the 1906 San Francisco earthquake, despite that amount representing a significant portion of its assets at the time.

In 1918, amid changing sentiments during World War I, the company rebranded as Great American Insurance Company. Over time, the company expanded through casualty lines, becoming the third general insurance company listed on the NYSE by 1955 and eventually pivoted exclusively to specialty commercial insurance in 2000, divesting its personal lines business to sharpen its niche focus.

Today, Great American operates under American Financial Group (NYSE: AFG) as a specialty property & casualty insurer, serving businesses across numerous industries via integrated markets such as Mid-Continent, National Interstate, Republic Indemnity, and others. The group is headquartered in Cincinnati, where leadership remains in the Lindner family.

Products We Can Place with Great American

Great American specializes in specialty commercial P&C lines, offering tailored coverage across high-demand niches including:

• Agribusiness

• Construction

• Transportation

• Workers’ Compensation

• Executive & Management Liability

• Surety & Bonds

• Other specialty sectors

Its group companies support these lines with focused capacity and underwriting.

Where Coverage Is Available

Great American operates across the U.S., often via its licensed subsidiaries (e.g., Great American Assurance, Alliance, Casualty, etc.) with admitted filings in virtually all states and DC. Placement availability may vary by line and jurisdiction—Insurox will confirm state eligibility and product access at quote time.

Financial Strength & Stability

Great American is among the most financially stable insurers in the U.S.:

• AM Best Rating: A+ (Superior) for over 115 years, with a stable outlook affirmed as of December 11, 2024. Rated one of only two P&C carriers to hold an “A” or better rating continuously for over a century

• Standard & Poor’s: A+ (Strong), affirmed March 18, 2025

• Moody’s: A1 (Upper Medium Grade), reviewed March 24, 2025

These ratings reflect strong capitalization (top-tier BCAR), diversified specialty portfolio, disciplined underwriting, and solid operating results.

Claims & Customer Service

While exact service contacts vary by subsidiary and line, centralized coordination and claims service models are standard across the group. Insurox will serve as your first point of contact, assisting with claims, billing questions, endorsements, and proof of insurance requests.

Appetite Snapshot (Typical)

Ideal for businesses in sectors such as:

• Agribusiness

• Construction trades

• Transportation & logistics

• Surety bonds

• Executive liability

• Other specialties (e.g., equine, crime/fidelity)

Underwriting is tailored, with tailored coverages, high-value limits, and selective appetite aligned with established risk profiles and industry expertise.

Why Choose Great American Through Insurox

• Deep specialty expertise across multiple niche commercial P&C lines

• 125+ years of financial excellence with consistently top-tier ratings

• Multi-entity structure offering flexibility and breadth of access

• Insurox support from quote to claim—seamlessly backed by a leading specialty carrier

Why Buy Through Insurox

• Tailored local expertise: Insurox agents can match businesses and families with precise coverage.

• Seamless excellence: Combine independence with Insurox’s responsiveness.

• Simplified claims & billing: Insurox’s support expedites filing and payment, reducing hassle.

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📍 No matter where you live, we can help.
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Legal Notice

This page is for informational purposes only and provided by Insurox. Coverage, underwriting, and availability depend on policy terms and state-specific approvals. The actual policy provisions govern all terms and conditions.