Coterie Insurance

Coterie Insurance – At a Glance

Overview
Coterie Insurance is a tech‑enabled Managing General Agent (MGA) founded in 2018. It specializes in small business insurance by empowering agents, brokers, and partners with a digital-first platform that delivers instant, bindable quotes through real‑time underwriting.

Why Coterie?

• Rapid digital underwriting: Instant quotes and binding in under a minute, streamlining processes for agents and clients.

• Agent-focused platform: Frees agents from administrative burden so they can focus on client relationships.

• Broad coverage appetite: Offers Business Owners Policy (BOP), General Liability, Professional Liability, Cyber Insurance, Workplace Violence Coverage, and more—admitted in all 50 states.

• Backed by strong partners: Supported by A-rated insurers, including Spinnaker (A-) and Benchmark (A), with investors such as The Hartford and Western & Southern.

• Industry recognition and partnerships: Named a Top 50 Insurtech by CB Insights; connects with platforms like IVANS (distribution) and Vertafore; partnered with Simply Business for quoting and issuing policies.

Products Offered

• Business Owners Policy (BOP)

• General Liability (GL)

• Professional Liability (PL)

• Cyber Insurance

• Workplace Violence Coverage

• And more (availability varies by state)

Availability

• Licensed across all 50 states with admitted products widely available, though specific offerings may vary state by state.

Why Agents Choose Coterie

• Quick, digital quoting and binding give agents back valuable time.

• Strong technology integrations with agency platforms like IVANS and Vertafore make Coterie easily adoptable.

• Backing by reputable insurers ensures trust and reliability.

Claims & Customer Feedback

• Claims can be filed online or via agents, offering transparency and responsiveness.

• Agent feedback on forums includes:

  “I use them, no issues!”

• Some independent reviews note Coterie’s limited public customer feedback and discount information.

Company Snapshot

• Founded: 2018

• Headquarters: Originally Cincinnati; recent press cites Appleton, Wisconsin.

• Employees: Fully remote across 36 states; known for progressive culture—best places to work, generous benefits like unlimited vacation, 401(k) match, etc.

Why Buy Through Insurox

• Leverage Coterie’s fast, digital platform for quick policies

• Safety-focused products can unlock better rates for your clients

• Partner with a modern, scalable insurtech backed by solid funding and growth

Get a Quote Today

No matter where you live, we can help.
Click below to compare trucking insurance quotes, including Coterie.

Get Your Free Coterie Insurance Quote Now

How to File a Claim

1. Report the Claim

Policyholder: Log into your Policyholder Account (via your email-based login portal). There, click “File a Claim” to begin the streamlined process.

Alternatively, you can start the claim reporting using the online claim form or the First Notice of Loss (FNOL) portal. claims.coterieinsurance.com

2. By Phone

Certain claim types or preferences may be handled over the phone: call 1‑855‑680‑2440 (available 8 am – 5 pm ET).

3. What Happens Next?

After reporting, Coterie’s claims team becomes your single point of contact—from investigation to resolution.

Expect an adjuster to reach out, typically within 1 business day.

The adjuster will evaluate coverage, investigate the incident, and work towards settlement. Timing depends on complexity.

4. Useful Tips & Documentation

When filing via an agent or third party, make sure to include: policy number, insured name, date/time/location of loss, loss description, photos, police reports, and witness info (if available).

Act quickly—timely reporting helps preserve evidence and supports fair claim outcomes.

Avoid making independent payments or commitments without Coterie’s approval, as this may jeopardize coverage.

How to Pay & Update Payment Methods

Payment Options

Coterie accepts all major credit or debit cards (excluding prepaid or gift cards).

During the quoting or binding process—including via the “My Digital Agency” tool—customers can select monthly or annual payment plans.

Managing Payments

Log into your Policyholder Dashboard to make payments or update your payment method under the Payment Method or Billing Center tab.

Agents can also handle payments and payment updates on behalf of their clients directly from the Policies page in their dashboard.

Additional Notes

If a payment isn’t received, Coterie may be unable to renew the policy—so keeping payment info updated is crucial.