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Why buy classic car insurance?

We understand what collector/classic car owners want and need to protect their investment. That’s why we offer Hagerty classic car insurance quotes. Not only is Hagerty passionate about all things classic, they’re the largest insurance agency for collector cars in the United States.

You may have noticed there’s a big difference between collector car insurance policies and regular use policies, including cost. Hagerty collector car insurance boasts low premiums and excellent coverage.

Other benefits include:

Agreed Value Coverage — In case of a total loss, you get the full amount of insured value on your collector car insurance policy
No Deductible — In most states, you pay nothing if you have a claim
Flexible Usage — Enjoy your classic with comfortable classic car insurance limits
In-House Claims — Your claim is handled by a collector car insurance expert
Repair Shop of Choice — Take your car to your favorite repair shop
Restoration Coverage — Protect your classic with classic car insurance and increase value during the active project

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What collector cars are covered?

Antiques and classic cars
Street rods
High Quality Replicas
Low riders
Vehicles under active restoration
Muscle cars
Modern classics
Fire trucks
Military vehicles
Exotic and special interest
Motorcycles and scooters

What's not covered?

Inexpensive home-built kits that do not replicate a classic vehicle
Any vehicles used for camping, off-road or utility-type driving
Pro-street vehicles modified with racing features like roll cages, nitrous systems, parachutes, etc.
Regular-use vehicles driven on a daily basis
Vehicles used primarily for commercial use
Motorcycles with performance modifications
Any vehicle modified with nitrous systems, blown alcohol systems or that run on nitro-methane
Dune buggies

*Hagerty collector car insurance policies offered through Insurox are provided by Hagerty Insurance Agency, the largest insurance agency for collector cars in the United States. Hagerty is a business associate that is not affiliated with Insurox and is solely responsible for these insurance policies.
Insurox assumes no responsibility for the content or operation of the Hagerty Web site. Information provided to Hagerty is subject to its terms of use and privacy policy.