Transportation & Freight Broker Bonds – BMC-84, Oversize/Overweight Permit Bonds Nationwide
Transportation bonds are critical for freight brokers, carriers, and logistics companies operating in the U.S. These bonds guarantee compliance with federal, state, and local regulations — ensuring customers, shippers, and government agencies are financially protected.
At Insurox, we provide FMCSA BMC-84 Freight Broker Bonds, as well as oversize/overweight permit bonds and other transportation-related surety bonds. Whether you’re a new broker entering the industry or an established logistics provider, our team delivers fast approvals and competitive rates nationwide.
👉 Need a freight broker bond today?
What Are Transportation Bonds?
Transportation bonds are a category of surety bonds designed for the logistics and trucking industries. They ensure compliance with regulations and protect against non-payment or damages.
Three Key Parties Involved:
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Principal (You): Broker, carrier, or operator required to obtain the bond.
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Obligee (FMCSA / State Authority): The regulatory body requiring the bond.
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Surety (Bond Company): Provides the financial guarantee.
Types of Transportation Bonds
🚚 Freight Broker Bonds (FMCSA BMC-84)
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Required by the Federal Motor Carrier Safety Administration (FMCSA).
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Ensures brokers pay carriers and shippers as promised.
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Mandatory $75,000 bond limit.
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Must be maintained to keep your freight broker license active.
📦 Carrier Bonds
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Some states require intrastate carriers to post bonds.
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Guarantee carriers comply with tariff regulations and payment obligations.
📏 Oversize/Overweight Permit Bonds
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Required by state DOTs for hauling loads exceeding legal limits.
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Guarantee payment of fines, damages, or road use fees.
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Protect highways, bridges, and state infrastructure.
Other Transportation-Related Bonds
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Household goods carrier bonds
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Customs bonds (for import/export businesses)
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Port/warehouse bonds
Who Needs Transportation Bonds?
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Freight brokers applying for or renewing FMCSA operating authority.
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Trucking companies hauling oversize or overweight loads.
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Logistics firms managing shipments that cross state or federal jurisdictions.
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Import/export businesses requiring customs bonds.
Do you have questions about your surety bond?
Call us at (888)-546-1099!
Our surety bond experts are here to help you.
Nationwide Transportation Bond Requirements
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FMCSA: All freight brokers must maintain a $75,000 BMC-84 bond.
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State DOTs: Oversize/overweight bonds vary by state.
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Local Ports: Additional bonding may be required for customs and port access.
How Much Do Transportation Bonds Cost?
Bond premiums are based on the required bond amount, credit profile, and business history.
Example Cost Ranges:
| Bond Type | Bond Amount | Strong Credit | Average Credit | Special Cases |
|---|---|---|---|---|
| Freight Broker Bond | $75,000 | $938–$2,250/yr (1.25–3%) | $2,250–$7,500/yr (3–10%) | Higher rates possible |
| Oversize/Overweight Bond | $5,000–$50,000 | 1–3% annually | 3–7% annually | May require collateral |
How to Get a Transportation Bond with Insurox
Step 1 – Application
Submit your business details, operating authority (MC number for brokers), and financial information.
Step 2 – Underwriting
Our surety partners review credit and business performance. Strong operators often qualify for the lowest rates.
Step 3 – Approval & Filing
Once approved, your bond is filed with the FMCSA (for BMC-84) or the state DOT for oversize/overweight permits.
Why Choose Insurox for Transportation Bonds?
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Nationwide Bonding: Coverage in all 50 states for brokers and carriers.
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FMCSA Expertise: Specializing in BMC-84 bonds for freight brokers.
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Competitive Rates: Access to top-tier surety markets.
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Fast Approvals: Many freight broker bonds issued same day.
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Trusted Partner: Backed by years of transportation and logistics bonding expertise.
“Insurox made it easy to get my BMC-84 bond. The process was quick, and I got a great rate so I could launch my freight brokerage without delay.” – Freight Broker, Texas
FAQs About Transportation Bonds
It’s a $75,000 surety bond required by the FMCSA to operate legally as a freight broker.
Many applicants are approved and issued same day with Insurox.
Yes, each state sets its own bond amounts and requirements.
Yes, though rates may be higher. We work with multiple surety partners to help all applicants.
A BMC-84 bond uses a surety company; a BMC-85 requires $75,000 in collateral placed in a trust account.
Related Resources
Get Your Transportation Bond Today
Whether you’re a new freight broker needing your first BMC-84 bond or a carrier applying for an oversize/overweight permit bond, Insurox makes the process fast, affordable, and hassle-free.
