Root Insurance

⚙️ Root Insurance Overview

Root Insurance, founded in March 2015 by Alex Timm and Dan Manges, is a Columbus, Ohio–based insurtech innovator transforming car insurance through mobile telematics and data science. Available in 34 states, Root offers usage-based, personalized auto policies through its modern app that tracks driving behavior to deliver fairer pricing .

⭐ Why Root?

• • Fair pricing: Rates based solely on driving habits—not demographics

  • Tech-first approach: Over 20 billion miles of driving data fuel an automated underwriting and claims engine

  • Fast, simple experience: Quotes in under a minute and policies managed fully via mobile

  • Highly rated: 4.7★ average on App Store, BBB A+ accredited, moderate NAIC complaint rate

Products

Root’s offerings include both auto and property coverage:

Auto Insurance

• Liability, collision, comprehensive

• Uninsured/underinsured motorist (property + bodily injury)

• Medical payments, roadside assistance, rental reimbursement

Property Insurance (via partnership)

• Renters policies: personal property, liability, loss-of-use

Why Choose Root Insurance Through Insurox

• Expert guidance: Independent agents can help bundle auto and property for maximum savings.

• Smooth navigation: Agents streamline the initial test-drive setup and explain Root’s telematics model.

Get a Quote

Ready to see what you can save? Request your personalized auto quote through us:
 Get your Root auto insurance quote

• File a Claim

  1. Open the Root app → tap “File a claim or get roadside assistance” → choose “File a claim.”

  2. Enter accident details and upload photos.

  3. AI-driven triage processes the claim—often within 1–3 days, and sometimes same-day for simpler cases.

  4. Track status and receive prompt payment in-app.

• How to Pay

  • Manage your policies and make payments via the Root app or online portal.

  • Choose from monthly installments or pay‑in‑full options (discounts may apply).