Jacksonville, FL Car Insurance

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The average Jacksonville resident's annual cost of car premium coverage


Our customer's average savings after comparing insurance


That's equal to 578 doughnuts or $572 in savings

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Whether you live in Jacksonville, Jacksonville Beach, Atlantic Beach, Neptune Beach, Baldwin or somewhere else in Duval County, Insurox offers choices for car insurance that could help you save hundreds of dollars a year.

Why spending 15 or even 7 ½ minutes online and receive only one quote and not get the best offer?

For the same time you can get over ten car insurance quotes and COMPARE side-by-side, all in a matter of minutes and then buy and manage your insurance policies online.

We don’t work for the insurance company! We work for you! Our job is to shop for you and find the best solution for you.

As a proud member of the Florida community, we offer discounts to members of various college alumni groups, employers and associations across the state.

The Sunshine State is perfect for enjoying long drives with its 271,024 miles of road. However, don't forget about the 13.9 milion other drivers you share the road with.
Let us help you make the best choice for your car insurance.

Jacksonville, Florida Car Insurance Coverage Information

In Jacksonville, Florida you are legally required to have these minimum coverages:


Bodily Injury $10,000 per person
Bodily Injury $20,000 per accident
Property Damage $10,000 per accident

Personal Injury Protection

$10,000 per person

Liability coverage is legally required in Florida and pays for injury and lost wages that you cause to another driver or their passengers as well as damage to the other driver’s vehicle in the event that you are considered “at fault” in an accident.

The coverage limits are determined by each individual state and normally split into three categories.

In Florida, the minimum coverage is listed as 10/20/10 and explained below:

  • $10,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person that you injure in an auto accident.
  • $20,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries that you cause in an accident if more than one person is hurt.
  • $10,000 property damage per accident. This is the maximum dollar amount that pays for damage that you cause in an accident.

Personal Injury Protection provides coverage for medical costs that you and your passengers incur in an accident regardless of fault.

PIP will cover medical expenses such as hospital bills, rehabilitation costs, and even work loss resulting from an accident.

In Florida, the minimum PIP coverage limit is $10,000 per person.

Most people opt for higher amounts of auto insurance coverage than the Florida minimum in order to protect themselves in case of an accident.

Did you know this about the Sunshine State?

Florida is ranked #2 in the US for uninsured drivers
DeFuniak Springs is home to one of the two naturally round lakes in the world.
You can use digital insurance cards in Florida
Saint Augustine is the oldest European settlement in North America.
Licensed drivers
Uninsured drivers