Compare Florida Car Insurance quotes from multiple companies in minutes!
Whether you live in Jacksonville, Miami, Tampa, Orlando, St Petersburg or somewhere in between, Insurox offers choices for car insurance that could help you save hundreds of dollars a year.
Why spending 15 or even 7 ½ minutes online and receive only one quote and not get the best offer?
For the same time you can get over ten car insurance quotes and COMPARE side-by-side, all in a matter of minutes and then buy and manage your insurance policies online.
We don’t work for the insurance company! We work for you! Our job is to shop for you and find the best solution for you.
As a proud member of the Florida community, we offer discounts to members of various college alumni groups, employers and associations across the state.
The Sunshine State is perfect for enjoying long drives with its 271,024 miles of road.
However, don't forget about the 13.9 milion other drivers you share the road with.
Let us help you make the best choice for your car insurance.
Florida Car Insurance Coverage Information
In Florida you are legally required to have these minimum coverages:
Liability
Personal Injury Protection
Liability coverage is legally required in Florida and pays for injury and lost wages that you cause to another driver or their passengers as well as damage to the other driver’s vehicle in the event that you are considered “at fault” in an accident.
The coverage limits are determined by each individual state and normally split into three categories.
In Florida, the minimum coverage is listed as 10/20/10 and explained below:
- $10,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person that you injure in an auto accident.
- $20,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries that you cause in an accident if more than one person is hurt.
- $10,000 property damage per accident. This is the maximum dollar amount that pays for damage that you cause in an accident.
Personal Injury Protection provides coverage for medical costs that you and your passengers incur in an accident regardless of fault.
PIP will cover medical expenses such as hospital bills, rehabilitation costs, and even work loss resulting from an accident.
In Florida, the minimum PIP coverage limit is $10,000 per person.
Most people opt for higher amounts of auto insurance coverage than the Florida minimum in order to protect themselves in case of an accident.
Did you know this about the Sunshine State?
Find Car Insurance across The Sunshine State
Rank | City | Population |
---|---|---|
1. | Jacksonville | 842,583 |
2. | Miami | 408,568 |
3. | Tampa | 352,957 |
4. | Orlando | 255,483 |
5. | St Petersburg | 249,688 |
6. | Hialeah | 233,394 |
7. | Tallahassee | 181,376 |
8. | Fort Lauderdale | 172,389 |
9. | Port St Lucie | 171,016 |
10. | Cape Coral | 165,831 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
11. | Pembroke Pines | 162,329 | |
12. | Hollywood | 146,526 | |
13. | Gainesville | 127,488 | |
14. | Miramar | 130,288 | |
15. | Coral Springs | 126,604 | |
16. | Clearwater | 109,703 | |
17. | Miami Gardens | 111,378 | |
18. | Palm Bay | 104,898 | |
19. | West Palm Beach | 102,436 | |
20. | Pompano Beach | 104,410 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
21. | Lakeland | 100,710 | |
22. | Davie | 96,830 | |
23. | Miami Beach | 91,026 | |
24. | Deltona | 86,290 | |
25. | Plantation | 84,955 | |
26. | Sunrise | 84,439 | |
27. | Boca Raton | 89,407 | |
28. | Largo | 78,409 | |
29. | Melbourne | 77,508 | |
30. | Palm Coast | 78,740 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
31. | Deerfield Beach | 78,041 | |
32. | Boynton Beach | 71,097 | |
33. | Lauderhill | 69,813 | |
34. | Weston | 65,333 | |
35. | Fort Myers | 68,190 | |
36. | Daytona Beach | 62,316 | |
37. | Delray Beach | 64,072 | |
38. | Homestead | 64,079 | |
39. | Tamarac | 63,155 | |
40. | Kissimmee | 65,173 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
41. | North Miami | 58,786 | |
42. | North Port | 57,357 | |
43. | Wellington | 60,202 | |
44. | Port Orange | 56,048 | |
45. | Jupiter | 58,298 | |
46. | Sanford | 56,002 | |
47. | Ocala | 53,491 | |
48. | Margate | 55,456 | |
49. | Coconut Creek | 56,792 | |
50. | Sarasota | 53,326 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
51. | Pensacola | 51,923 | |
52. | Bradenton | 51,763 | |
53. | Pinellas Park | 49,079 | |
54. | Palm Beach Gardens | 50,699 | |
55. | Coral Gables | 49,631 | |
56. | Doral | 50,213 | |
57. | Bonita Springs | 47,547 | |
58. | Titusville | 43,761 | |
59. | Fort Pierce | 43,074 | |
60. | Apopka | 45,587 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
61. | North Miami Beach | 41,523 | |
62. | Altamonte Springs | 42,150 | |
63. | Oakland Park | 41,363 | |
64. | North Lauderdale | 41,023 | |
65. | Cutler Bay | 43,328 | |
66. | Ormond Beach | 38,137 | |
67. | Greenacres | 38,696 | |
68. | Hallandale Beach | 38,632 | |
69. | Oviedo | 36,651 | |
70. | Panama City | 36,484 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
71. | Aventura | 37,119 | |
72. | Dunedin | 35,690 | |
73. | St Cloud | 35,183 | |
74. | Lake Worth | 36,000 | |
75. | Plant City | 34,721 | |
76. | Winter Garden | 34,568 | |
77. | Royal Palm Beach | 36,306 | |
78. | Winter Haven | 33,874 | |
79. | Winter Springs | 33,282 | |
80. | Ocoee | 32,653 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
81. | Lauderdale Lakes | 34,062 | |
82. | Riviera Beach | 32,488 | |
83. | Dania Beach | 30,731 | |
84. | Miami Lakes | 30,571 | |
85. | Clermont | 30,033 | |
86. | Cooper City | 34,128 | |
87. | Winter Park | 27,852 | |
88. | Deland | 28,237 | |
89. | Casselberry | 26,566 | |
90. | Rockledge | 25,624 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
91. | Key West | 25,550 | |
92. | Temple Terrace | 24,541 | |
93. | Parkland | 23,962 | |
94. | Tarpon Springs | 23,484 | |
95. | Palmetto Bay | 23,410 | |
96. | New Smyrna Beach | 22,464 | |
97. | Sebastian | 22,699 | |
98. | Hialeah Gardens | 22,642 | |
99. | Jacksonville Beach | 21,362 | |
100. | Crestview | 22,785 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
101. | Sunny Isles Beach | 20,832 | |
102. | Edgewater | 20,938 | |
103. | Venice | 20,748 | |
104. | Haines City | 21,490 | |
105. | Leesburg | 21,142 | |
106. | Naples | 19,537 | |
107. | Fort Walton Beach | 20,597 | |
108. | DeBary | 19,447 | |
109. | Palm Springs | 18,928 | |
110. | Eustis | 19,214 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
111. | Lynn Haven | 19,360 | |
112. | West Melbourne | 18,355 | |
113. | Pinecrest | 18,223 | |
114. | Belle Glade | 17,839 | |
115. | Bartow | 17,996 | |
116. | Cocoa | 17,262 | |
117. | Vero Beach | 15,749 | |
118. | Safety Harbor | 17,139 | |
119. | Punta Gorda | 17,172 | |
120. | Stuart | 16,078 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
121. | Marco Island | 13,301 | |
122. | Maitland | 16,464 | |
123. | Opa locka | 15,219 | |
124. | New Port Richey | 14,911 | |
125. | Callaway | 14,732 | |
126. | Lake Wales | 14,916 | |
127. | West Park | 14,156 | |
128. | Lady Lake | 14,247 | |
129. | Lake Mary | 14,807 | |
130. | Miami Springs | 14,316 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
131. | Longwood | 13,822 | |
132. | Oldsmar | 13,591 | |
133. | Sweetwater | 13,575 | |
134. | Auburndale | 14,261 | |
135. | Zephyrhills | 13,288 | |
136. | South Daytona | 13,221 | |
137. | St Augustine | 13,679 | |
138. | Tavares | 12,919 | |
139. | Niceville | 12,749 | |
140. | Atlantic Beach | 12,895 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
141. | Palmetto | 12,606 | |
142. | Mount Dora | 12,370 | |
143. | Key Biscayne | 12,832 | |
144. | Destin | 13,264 | |
145. | Lake City | 12,107 | |
146. | Gulfport | 12,164 | |
147. | Panama City Beach | 12,018 | |
148. | North Palm Beach | 12,015 | |
149. | Holly Hill | 11,679 | |
150. | South Miami | 11,657 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
151. | Wilton Manors | 11,632 | |
152. | Fernandina Beach | 11,592 | |
153. | Florida City | 11,977 | |
154. | Cocoa Beach | 11,325 | |
155. | Orange City | 10,599 | |
156. | Palatka | 10,558 | |
157. | Miami Shores | 10,654 | |
158. | Sebring | 10,491 | |
159. | Lantana | 10,867 | |
160. | Palm Beach | 8,649 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
161. | Lighthouse Point | 10,826 | |
162. | Satellite Beach | 10,333 | |
163. | Cape Canaveral | 9,988 | |
164. | Seminole | 9,862 | |
165. | Minneola | 9,403 | |
166. | St Pete Beach | 9,346 | |
167. | Jasper | 4,221 | |
168. | Alachua | 9,378 | |
169. | Springfield | 9,052 | |
170. | Avon Park | 8,839 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
171. | Milton | 8,826 | |
172. | Groveland | 9,711 | |
173. | Orange Park | 8,412 | |
174. | Marathon | 8,622 | |
175. | Indian Harbour Beach | 8,290 | |
176. | Lake Park | 8,360 | |
177. | Brooksville | 7,711 | |
178. | Arcadia | 7,626 | |
179. | Southwest Ranches | 7,345 | |
180. | Inverness | 7,194 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
181. | Clewiston | 7,143 | |
182. | North Bay Village | 7,137 | |
183. | Quincy | 7,965 | |
184. | Perry | 7,060 | |
185. | Neptune Beach | 7,037 | |
186. | Green Cove Springs | 7,035 | |
187. | Longboat Key | 7,082 | |
188. | Live Oak | 6,974 | |
189. | Treasure Island | 6,768 | |
190. | Sanibel | 6,469 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
191. | Dade City | 6,590 | |
192. | Macclenny | 6,413 | |
193. | Fort Myers Beach | 6,676 | |
194. | St Augustine Beach | 6,176 | |
195. | Islamorada | 6,427 | |
196. | Pembroke Park | 6,102 | |
197. | Marianna | 9,320 | |
198. | Lauderdale by the Sea | 6,321 | |
199. | Belle Isle | 6,403 | |
200. | West Miami | 5,965 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
201. | Gulf Breeze | 6,113 | |
202. | Surfside | 5,744 | |
203. | Pahokee | 5,649 | |
204. | Tequesta | 5,629 | |
205. | Bay Harbor Islands | 5,854 | |
206. | Fort Meade | 5,802 | |
207. | Okeechobee | 5,621 | |
208. | Starke | 5,449 | |
209. | High Springs | 5,535 | |
210. | Fellsmere | 5,338 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
211. | DeFuniak Springs | 5,584 | |
212. | Mascotte | 5,251 | |
213. | Valparaiso | 5,036 | |
214. | Lake Alfred | 5,183 | |
215. | Wauchula | 5,001 | |
216. | South Pasadena | 4,964 | |
217. | South Bay | 4,876 | |
218. | Wildwood | 4,791 | |
219. | LaBelle | 4,588 | |
220. | Parker | 4,623 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
221. | Belleview | 4,522 | |
222. | Flagler Beach | 4,655 | |
223. | Kenneth City | 5,017 | |
224. | Newberry | 4,301 | |
225. | Madeira Beach | 4,320 | |
226. | Daytona Beach Shores | 4,295 | |
227. | Indian Rocks Beach | 4,179 | |
228. | Fruitland Park | 4,251 | |
229. | Highland Beach | 3,640 | |
230. | Indian River Shores | 4,020 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
231. | Belleair | 3,933 | |
232. | Mary Esther | 4,141 | |
233. | Grant Valkaria | 3,928 | |
234. | Holmes Beach | 3,836 | |
235. | Mulberry | 3,817 | |
236. | Dundee | 3,880 | |
237. | Chattahoochee | 3,152 | |
238. | Chipley | 3,574 | |
239. | Port St Joe | 3,435 | |
240. | Lake Clarke Shores | 3,472 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
241. | Loxahatchee Groves | 3,283 | |
242. | Juno Beach | 3,287 | |
243. | Umatilla | 3,172 | |
244. | Crystal River | 3,062 | |
245. | Melbourne Beach | 3,137 | |
246. | Biscayne Park | 3,180 | |
247. | Ponce Inlet | 3,032 | |
248. | Midway | 3,004 | |
249. | Indialantic | 2,755 | |
250. | Frostproof | 3,047 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
251. | Hilliard | 3,109 | |
252. | Bowling Green | 2,915 | |
253. | Lake Helen | 2,624 | |
254. | Davenport | 3,011 | |
255. | Madison | 2,961 | |
256. | Bonifay | 2,772 | |
257. | Carrabelle | 2,788 | |
258. | Williston | 2,768 | |
259. | Malabar | 2,798 | |
260. | Bunnell | 2,741 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
260. | Pierson | 2,676 | |
262. | Port Richey | 2,671 | |
263. | Hypoluxo | 2,657 | |
264. | Blountstown | 2,538 | |
265. | Bal Harbour | 2,613 | |
266. | Monticello | 2,506 | |
267. | Edgewood | 2,678 | |
268. | Windermere | 2,462 | |
269. | Bushnell | 3,007 | |
270. | Virginia Gardens | 2,375 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
271. | El Portal | 2,393 | |
272. | Graceville | 2,236 | |
273. | Eagle Lake | 2,378 | |
274. | Chiefland | 2,221 | |
275. | Apalachicola | 2,259 | |
276. | Lake Placid | 2,126 | |
277. | Lake Butler | 1,850 | |
278. | Sneads | 2,187 | |
279. | Eatonville | 2,243 | |
280. | Redington Shores | 2,121 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
281. | Malone | 2,153 | |
282. | Belleair Bluffs | 2,062 | |
283. | Atlantis | 2,057 | |
284. | Sewall's Point | 1,996 | |
285. | Wewahitchka | 1,981 | |
286. | Zolfo Springs | 1,972 | |
287. | Hampton | 484 | |
288. | Mangonia Park | 1,939 | |
289. | Hillsboro Beach | 1,960 | |
290. | Haverhill | 1,940 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
291. | Havana | 1,709 | |
292. | Astatula | 1,837 | |
293. | Oak Hill | 1,792 | |
294. | Freeport | 1,933 | |
295. | Indian Shores | 1,441 | |
296. | Dunnellon | 1,756 | |
297. | Cross City | 1,701 | |
298. | Trenton | 1,717 | |
299. | Century | 1,730 | |
300. | Moore Haven | 1,680 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
301. | Inglis | 1,441 | |
302. | Crescent City | 1,559 | |
303. | Polk City | 1,562 | |
304. | Belleair Beach | 1,587 | |
305. | Interlachen | 1,369 | |
306. | Ocean Ridge | 1,541 | |
307. | Keystone Heights | 1,396 | |
308. | Anna Maria | 1,597 | |
309. | North Redington Beach | 1,474 | |
310. | Montverde | 1,463 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
311. | Gretna | 1,407 | |
312. | Redington Beach | 1,427 | |
313. | Baldwin | 1,430 | |
314. | Hawthorne | 1,453 | |
315. | St Leo | 1,340 | |
316. | Mayo | 1,255 | |
317. | Lake Hamilton | 1,289 | |
318. | Bradenton Beach | 1,210 | |
318. | South Palm Beach | 1,171 | |
320. | Palm Beach Shores | 1,179 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
321. | San Antonio | 1,181 | |
322. | Callahan | 1,167 | |
323. | Archer | 1,141 | |
324. | Bronson | 1,102 | |
325. | Howey in the Hills | 1,139 | |
326. | Mexico Beach | 1,120 | |
327. | Waldo | 1,015 | |
328. | Bristol | 987 | |
329. | Center Hill | 1,053 | |
330. | Oakland | 943 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
331. | Cottondale | 907 | |
332. | Golden Beach | 951 | |
333. | Pomona Park | 912 | |
334. | Palm Shores | 900 | |
335. | Grand Ridge | 878 | |
336. | Jennings | 868 | |
337. | Lawtey | 717 | |
338. | Greenville | 817 | |
339. | Medley | 842 | |
340. | Jupiter Island | 850 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
341. | Key Colony Beach | 834 | |
342. | Gulf Stream | 814 | |
343. | Webster | 785 | |
344. | White Springs | 777 | |
345. | Fanning Springs | 751 | |
346. | Vernon | 743 | |
347. | Shalimar | 723 | |
348. | Branford | 723 | |
349. | Coleman | 823 | |
350. | Cedar Key | 701 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
351. | Welaka | 701 | |
352. | Greenwood | 664 | |
353. | Sea Ranch Lakes | 670 | |
354. | Melbourne Village | 668 | |
355. | Paxton | 644 | |
356. | Yankeetown | 638 | |
357. | Reddick | 629 | |
358. | Penney Farms | 611 | |
359. | Greensboro | 621 | |
360. | Briny Breezes | 588 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
361. | Micanopy | 614 | |
362. | Ponce de Leon | 598 | |
363. | St Lucie Village | 604 | |
364. | Hastings | 609 | |
365. | Fort White | 559 | |
366. | Laurel Hill | 567 | |
367. | Altha | 538 | |
368. | Jay | 559 | |
369. | Alford | 476 | |
370. | Ocean Breeze | 467 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
371. | Sopchoppy | 457 | |
372. | Bell | 453 | |
373. | McIntosh | 455 | |
374. | Glen St Mary | 438 | |
375. | Orchid | 415 | |
376. | Caryville | 275 | |
377. | Manalapan | 429 | |
378. | Everglades City | 402 | |
378. | Jupiter Inlet Colony | 421 | |
380. | Wausau | 398 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
381. | Cinco Bayou | 411 | |
382. | Esto | 356 | |
383. | LaCrosse | 365 | |
384. | Lee | 333 | |
385. | Brooker | 331 | |
385. | Beverly Beach | 336 | |
387. | St Marks | 293 | |
388. | Westville | 289 | |
389. | Hillcrest Heights | 264 | |
390. | Ebro | 265 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
391. | Highland Park | 239 | |
392. | Raiford | 255 | |
393. | Golf | 261 | |
394. | Jacob City | 239 | |
395. | Noma | 232 | |
396. | Campbellton | 222 | |
397. | Glen Ridge | 226 | |
398. | Worthington Springs | 196 | |
399. | Layton | 187 | |
400. | Horseshoe Beach | 167 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
401. | Cloud Lake | 139 | |
402. | Otter Creek | 134 | |
403. | Bascom | 119 | |
404. | Belleair Shore | 111 | |
405. | Indian Creek | 90 | |
406. | Bay Lake | 49 | |
407. | Lazy Lake | 25 | |
408. | Marineland | 16 | |
409. | Weeki Wachee | 12 | |
410. | Lake Buena Vista | 10 |
Rank | City | Car Average Premium | Population |
---|