Compare Virginia Car Insurance quotes from multiple companies in minutes!
Whether you live in Virginia Beach, Norfolk, Chesapeake, Richmond, Arlington or somewhere in between, Insurox offers choices for car insurance that could help you save hundreds of dollars a year.
Why spending 15 or even 7 ½ minutes online and receive only one quote and not get the best offer?
For the same time you can get over ten car insurance quotes and COMPARE side-by-side, all in a matter of minutes and then buy and manage your insurance policies online.
We don’t work for the insurance company! We work for you! Our job is to shop for you and find the best solution for you.
As a proud member of the Virginia community, we offer discounts to members of various college alumni groups, employers and associations across the state.
There are a lot of miles waiting to be driven on in the Old Dominion State,
161,914 to be exact.
On top of that you share the road with another 5.8 milion drivers.
Let us help you make the best choice for your car insurance.
Virginia Car Insurance Coverage Information
In Virginia you are legally required to have these minimum coverages:
Liability
Uninsured/Underinsured Motorist
Liability coverage is legally required in Virginia and pays for injury and lost wages that you cause to another driver or their passengers as well as damage to the other driver’s vehicle in the event that you are considered “at fault” in an accident.
The coverage limits are determined by each individual state and normally split into three categories.
In Virginia, the minimum coverage is listed as 25/50/20 and explained below:
- $25,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person that you injure in an auto accident.
- $50,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries that you cause in an accident if more than one person is hurt.
- $20,000 property damage per accident. This is the maximum dollar amount that pays for damage that you cause in an accident.
Uninsured/Underinsured Motorist coverage is legally required in Virginia and pays for injury and lost wages that you or your passengers may suffer in the event that you are hit by an uninsured/underinsured driver who is at fault.
The coverage limits are determined by each individual state and normally split into two categories.
In Virginia, the minimum is listed as 25/50 and explained below:
- $25,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person injured in your vehicle by an uninsured/underinsured driver.
- $50,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries in your vehicle by an uninsured/underinsured driver if more than one person is hurt.
- $20,000 property damage coverage per accident. This is the maximum dollar amount that pays for damage caused to your vehicle by an uninsured driver.
Most people opt for higher amounts of auto insurance coverage than the Virginia minimum in order to protect themselves in case of an accident.
Did you know this about the Old Dominion State?
Find Car Insurance across The Old Dominion State
Rank | City | Population |
---|---|---|
1. | Virginia Beach | 452,745 |
2. | Norfolk | 246,393 |
3. | Chesapeake | 235,429 |
4. | Richmond | 220,289 |
5. | Arlington | 220,173 |
6. | Newport News | 182,385 |
7. | Alexandria | 153,511 |
8. | Hampton | 136,454 |
9. | Roanoke | 99,897 |
10. | Portsmouth | 96,201 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
11. | Suffolk | 88,161 | |
12. | Lynchburg | 79,812 | |
13. | Centreville | 73,677 | |
14. | Reston | 59,217 | |
15. | Harrisonburg | 52,538 | |
16. | Leesburg | 51,209 | |
17. | McLean | 48,078 | |
18. | Ashburn | 47,484 | |
19. | Charlottesville | 46,597 | |
20. | Blacksburg | 44,215 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
21. | Annandale | 43,479 | |
22. | Burke | 42,528 | |
23. | Danville | 42,082 | |
24. | Manassas | 41,764 | |
25. | Mechanicsville | 36,991 | |
26. | Oakton | 36,860 | |
27. | Petersburg | 32,477 | |
28. | Springfield | 30,154 | |
29. | Sterling | 29,016 | |
30. | Fredericksburg | 28,118 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
31. | Winchester | 27,284 | |
32. | Salem | 25,432 | |
33. | Herndon | 24,568 | |
34. | Staunton | 24,416 | |
35. | Fairfax | 24,013 | |
36. | Chantilly | 23,431 | |
37. | Hopewell | 22,378 | |
38. | Christiansburg | 21,943 | |
39. | Waynesboro | 21,491 | |
40. | Chester | 21,355 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
41. | Woodlawn | 20,811 | |
42. | Lorton | 19,497 | |
43. | Rose Hill | 19,259 | |
44. | Colonial Heights | 17,820 | |
45. | Culpeper | 17,557 | |
46. | Radford | 17,403 | |
47. | Bristol | 17,141 | |
48. | Highland Springs | 16,673 | |
49. | Vienna | 16,522 | |
50. | Great Falls | 16,207 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
51. | Merrifield | 15,873 | |
52. | Glen Allen | 15,464 | |
53. | Front Royal | 15,070 | |
54. | Williamsburg | 15,052 | |
55. | Falls Church | 13,892 | |
56. | Newington | 13,804 | |
57. | Martinsville | 13,645 | |
58. | Mount Vernon | 12,917 | |
59. | Wakefield | 12,684 | |
60. | Gainesville | 12,145 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
61. | Poquoson | 12,059 | |
62. | Fairfax Station | 11,081 | |
63. | Madison Heights | 10,359 | |
64. | Forest | 9,999 | |
65. | Warrenton | 9,897 | |
66. | Gloucester Point | 9,784 | |
67. | Dunn Loring | 9,360 | |
68. | Purcellville | 9,232 | |
69. | Triangle | 9,048 | |
70. | Pulaski | 8,890 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
71. | Franklin | 8,490 | |
72. | Stuarts Draft | 8,415 | |
73. | Smithfield | 8,364 | |
74. | Vinton | 8,231 | |
75. | Farmville | 8,169 | |
76. | Abingdon | 8,119 | |
77. | Wytheville | 8,115 | |
78. | South Boston | 7,976 | |
79. | Fort Belvoir | 7,942 | |
80. | Collinsville | 7,632 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
81. | Sandston | 7,631 | |
82. | Fishersville | 7,567 | |
83. | Ashland | 7,503 | |
84. | Lexington | 7,262 | |
85. | Galax | 6,914 | |
86. | Belle Haven | 6,807 | |
87. | Buena Vista | 6,618 | |
88. | Strasburg | 6,586 | |
89. | Bedford | 6,561 | |
90. | Crozet | 6,511 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
91. | Marion | 5,957 | |
92. | Bridgewater | 5,889 | |
93. | Covington | 5,658 | |
94. | Richlands | 5,504 | |
95. | Emporia | 5,496 | |
96. | Big Stone Gap | 5,416 | |
97. | Bluefield | 5,279 | |
98. | Woodstock | 5,248 | |
99. | Dumfries | 5,217 | |
100. | King George | 4,971 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
101. | Orange | 4,947 | |
102. | Luray | 4,828 | |
103. | Rocky Mount | 4,799 | |
104. | Fort Lee | 4,700 | |
105. | Carrollton | 4,693 | |
106. | South Hill | 4,527 | |
107. | Woodbridge | 4,527 | |
108. | Bealeton | 4,521 | |
109. | Tazewell | 4,421 | |
110. | Berryville | 4,300 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
111. | Norton | 3,939 | |
112. | Broadway | 3,807 | |
113. | Clifton Forge | 3,739 | |
114. | Colonial Beach | 3,580 | |
115. | Blackstone | 3,491 | |
116. | Altavista | 3,474 | |
117. | Verona | 3,405 | |
118. | Lebanon | 3,342 | |
119. | West Point | 3,333 | |
120. | Cloverdale | 3,179 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
121. | Wise | 3,119 | |
122. | Dahlgren | 3,059 | |
123. | Weyers Cave | 3,024 | |
124. | Blue Ridge | 2,823 | |
125. | Elkton | 2,809 | |
126. | Grottoes | 2,758 | |
127. | Dublin | 2,686 | |
128. | Pearisburg | 2,678 | |
129. | Hillsville | 2,677 | |
130. | Windsor | 2,671 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
131. | Timberville | 2,603 | |
132. | Daleville | 2,565 | |
133. | Raven | 2,451 | |
134. | Tappahannock | 2,387 | |
135. | Shenandoah | 2,340 | |
136. | Chase City | 2,296 | |
137. | Crewe | 2,241 | |
138. | Amherst | 2,210 | |
139. | New Market | 2,208 | |
140. | Waverly | 2,073 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
141. | Mount Jackson | 2,042 | |
142. | Saltville | 2,031 | |
143. | Prince George | 2,016 | |
144. | Coeburn | 1,999 | |
145. | Crimora | 1,997 | |
146. | Nokesville | 1,989 | |
147. | Haymarket | 1,980 | |
148. | Gate City | 1,955 | |
149. | Narrows | 1,953 | |
150. | Stephens City | 1,940 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
151. | Lovettsville | 1,934 | |
152. | Ferrum | 1,888 | |
153. | Pennington Gap | 1,805 | |
154. | Appomattox | 1,759 | |
155. | Chilhowie | 1,741 | |
156. | Victoria | 1,677 | |
157. | Appalachia | 1,671 | |
158. | Stanley | 1,654 | |
159. | Castlewood | 1,631 | |
160. | Louisa | 1,621 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
161. | Dayton | 1,588 | |
162. | Gordonsville | 1,577 | |
163. | Lyndhurst | 1,563 | |
164. | Concord | 1,552 | |
165. | Patrick Springs | 1,532 | |
166. | Warsaw | 1,495 | |
167. | Rural Retreat | 1,485 | |
168. | Chatham | 1,481 | |
169. | Glade Spring | 1,453 | |
170. | Exmore | 1,447 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
171. | Stuart | 1,442 | |
172. | Kilmarnock | 1,437 | |
173. | Brightwood | 1,428 | |
174. | Honaker | 1,392 | |
175. | Cana | 1,352 | |
176. | Union Hall | 1,329 | |
177. | Emory | 1,326 | |
178. | Clintwood | 1,325 | |
179. | Middletown | 1,315 | |
180. | Marshall | 1,313 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
181. | Hurt | 1,274 | |
182. | Weber City | 1,262 | |
183. | Onancock | 1,261 | |
184. | Dryden | 1,252 | |
185. | Halifax | 1,249 | |
186. | Gretna | 1,248 | |
187. | Courtland | 1,246 | |
188. | Atlantic | 1,240 | |
189. | Kenbridge | 1,227 | |
190. | Elliston | 1,219 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
191. | Wattsville | 1,213 | |
192. | Bracey | 1,207 | |
193. | Stanleytown | 1,207 | |
194. | Shawsville | 1,205 | |
195. | Clarksville | 1,204 | |
196. | Buchanan | 1,178 | |
197. | Atkins | 1,167 | |
198. | Bowling Green | 1,160 | |
199. | Bassett | 1,139 | |
200. | Brookneal | 1,119 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
201. | Glasgow | 1,115 | |
202. | Pembroke | 1,081 | |
203. | Lawrenceville | 1,078 | |
204. | Cedar Bluff | 1,076 | |
205. | Edinburg | 1,069 | |
206. | Greenville | 1,060 | |
207. | Maurertown | 1,052 | |
208. | New Hope | 1,043 | |
209. | Nellysford | 1,032 | |
210. | Occoquan | 1,025 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
211. | Cape Charles | 1,017 | |
212. | Deltaville | 988 | |
213. | Grundy | 978 | |
214. | Jonesville | 974 | |
215. | Pound | 966 | |
216. | Craigsville | 930 | |
217. | Independence | 927 | |
218. | Rustburg | 916 | |
219. | Ivy | 898 | |
220. | Ruckersville | 890 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
221. | Blairs | 857 | |
222. | Arrington | 850 | |
223. | Parksley | 840 | |
224. | Amelia Court House | 825 | |
225. | Keysville | 812 | |
226. | Middleburg | 807 | |
227. | Damascus | 800 | |
228. | Goochland | 794 | |
229. | Fieldale | 771 | |
230. | Riner | 766 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
231. | Rich Creek | 748 | |
232. | Chester Gap | 745 | |
233. | Cluster Springs | 745 | |
234. | Basye | 741 | |
235. | Tangier | 726 | |
236. | Mathews | 724 | |
237. | Sugar Grove | 713 | |
238. | Penhook | 711 | |
239. | Ridgeway | 708 | |
240. | Montvale | 705 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
241. | Gwynn | 695 | |
242. | Round Hill | 641 | |
243. | Remington | 627 | |
244. | Boston | 625 | |
245. | Jarratt | 619 | |
246. | Boyce | 615 | |
247. | Hamilton | 609 | |
248. | Scottsville | 603 | |
249. | Esmont | 595 | |
250. | Hot Springs | 591 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
251. | La Crosse | 589 | |
252. | Bland | 587 | |
253. | Boykins | 543 | |
254. | Quantico | 537 | |
255. | Sedley | 534 | |
256. | Charlotte Court House | 530 | |
257. | Saluda | 522 | |
258. | Onley | 516 | |
259. | Drakes Branch | 515 | |
260. | Nelsonia | 515 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
261. | Parrott | 508 | |
262. | Draper | 502 | |
263. | Mount Sidney | 501 | |
264. | Accomac | 496 | |
265. | Nassawadox | 495 | |
266. | Clover | 483 | |
267. | Mineral | 483 | |
268. | Temperanceville | 477 | |
269. | Cheriton | 475 | |
270. | Haysi | 472 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
271. | Fries | 469 | |
272. | Dante | 465 | |
273. | Urbanna | 463 | |
274. | Gasburg | 450 | |
275. | Ivanhoe | 450 | |
276. | Mount Crawford | 445 | |
277. | Dillwyn | 444 | |
278. | Floyd | 439 | |
279. | Selma | 439 | |
280. | Vansant | 433 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
281. | Troutville | 432 | |
282. | Boydton | 416 | |
283. | Irvington | 415 | |
284. | Burkeville | 412 | |
285. | Melfa | 400 | |
286. | Sandy Level | 395 | |
287. | Montross | 389 | |
288. | Bloxom | 385 | |
289. | Lovingston | 384 | |
290. | Pocahontas | 380 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
291. | Stanardsville | 380 | |
292. | Iron Gate | 379 | |
293. | Nickelsville | 371 | |
294. | Oak Hall | 360 | |
295. | Claremont | 354 | |
296. | Goshen | 354 | |
297. | Shipman | 349 | |
298. | White Stone | 342 | |
299. | Fincastle | 341 | |
300. | Belspring | 337 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
301. | Mappsville | 333 | |
302. | Ivor | 328 | |
303. | Max Meadows | 322 | |
304. | Nathalie | 318 | |
305. | Clinchco | 317 | |
306. | Horntown | 315 | |
307. | Dungannon | 314 | |
308. | Keokee | 313 | |
309. | Newsoms | 310 | |
310. | Low Moor | 301 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
311. | Clifton | 295 | |
312. | Middlebrook | 294 | |
313. | Big Island | 289 | |
314. | Alberta | 285 | |
315. | Augusta Springs | 282 | |
316. | Brodnax | 281 | |
317. | Carrsville | 277 | |
318. | Free Union | 265 | |
319. | Schuyler | 263 | |
320. | Toms Brook | 262 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
321. | Ewing | 260 | |
322. | Dendron | 256 | |
323. | New River | 251 | |
324. | Pungoteague | 244 | |
325. | Saxis | 239 | |
326. | Boones Mill | 233 | |
327. | Surry | 232 | |
328. | Wachapreague | 230 | |
329. | Catlett | 229 | |
330. | Midland | 229 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
331. | Painter | 227 | |
332. | New Kent | 226 | |
333. | The Plains | 226 | |
334. | Madison | 220 | |
335. | Phenix | 219 | |
336. | Powhatan | 213 | |
337. | Sperryville | 207 | |
338. | Hallwood | 204 | |
339. | Fancy Gap | 201 | |
340. | Sanford | 196 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
341. | Greenbackville | 190 | |
342. | Stony Creek | 190 | |
343. | Cleveland | 187 | |
344. | Tasley | 184 | |
345. | Keller | 176 | |
346. | Lancaster | 176 | |
347. | Calverton | 175 | |
348. | New Church | 175 | |
349. | Hiwassee | 169 | |
350. | Eastville | 167 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
351. | Hanover | 166 | |
352. | Capron | 157 | |
353. | New Castle | 152 | |
354. | Charles City | 150 | |
355. | Flint Hill | 150 | |
356. | Cumberland | 144 | |
357. | Virgilina | 143 | |
358. | Quinby | 140 | |
359. | Palmyra | 137 | |
360. | Monterey | 136 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
361. | Scottsburg | 132 | |
362. | Heathsville | 129 | |
363. | Port Royal | 129 | |
364. | Lunenburg | 128 | |
365. | Washington | 128 | |
366. | Sussex | 127 | |
367. | Harborton | 123 | |
368. | Deerfield | 122 | |
369. | Yorktown | 122 | |
370. | Branchville | 117 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
371. | Glen Lyn | 117 | |
372. | Warfield | 110 | |
373. | Warm Springs | 96 | |
374. | Baskerville | 91 | |
375. | Ebony | 89 | |
376. | Duffield | 86 | |
377. | Columbia | 80 | |
378. | Churchville | 60 | |
379. | Greenbush | 47 |