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Whether you live in Charleston, Huntington, Morgantown, Parkersburg, Wheeling or somewhere in between, Insurox offers choices for car insurance that could help you save hundreds of dollars a year.
Why spending 15 or even 7 ½ minutes online and receive only one quote and not get the best offer?
For the same time you can get over ten car insurance quotes and COMPARE side-by-side, all in a matter of minutes and then buy and manage your insurance policies online.
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As a proud member of the West Virginia community, we offer discounts to members of various college alumni groups, employers and associations across the state.
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Don't let the 1.2 milion other drivers disturb that.
Let us help you make the best choice for your car insurance.
West Virginia Car Insurance Coverage Information
In West Virginia you are legally required to have these minimum coverages:
Liability
Liability coverage is legally required in West Virginia and pays for injury and lost wages that you cause to another driver or their passengers as well as damage to the other driver’s vehicle in the event that you are considered “at fault” in an accident.
The coverage limits are determined by each individual state and normally split into three categories.
In West Virginia, the minimum coverage is listed as 20/40/10 and explained below:
- $20,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person that you injure in an auto accident.
- $40,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries that you cause in an accident if more than one person is hurt.
- $10,000 property damage per accident. This is the maximum dollar amount that pays for damage that you cause in an accident.
Most people opt for higher amounts of auto insurance coverage than the West Virginia minimum in order to protect themselves in case of an accident.
Did you know this about the Mountain State?
Find Car Insurance across The Mountain State
Rank | City | Population |
---|---|---|
1. | Charleston | 50,404 |
2. | Huntington | 48,807 |
3. | Morgantown | 31,073 |
4. | Parkersburg | 30,981 |
5. | Wheeling | 27,790 |
6. | Weirton | 19,362 |
7. | Fairmont | 18,740 |
8. | Martinsburg | 17,743 |
9. | Beckley | 17,238 |
10. | Clarksburg | 16,242 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
11. | South Charleston | 13,214 | |
12. | Teays Valley | 13,175 | |
13. | St Albans | 10,835 | |
14. | Vienna | 10,562 | |
15. | Bluefield | 10,448 | |
16. | Cross Lanes | 9,995 | |
17. | Moundsville | 8,891 | |
18. | Bridgeport | 8,358 | |
19. | Oak Hill | 8,175 | |
20. | Cheat Lake | 7,988 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
21. | Dunbar | 7,749 | |
22. | Elkins | 7,286 | |
23. | Nitro | 6,837 | |
24. | Pea Ridge | 6,650 | |
25. | Hurricane | 6,396 | |
26. | Princeton | 6,359 | |
27. | Charlestown | 5,706 | |
28. | Buckhannon | 5,679 | |
29. | Keyser | 5,264 | |
30. | New Martinsville | 5,254 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
31. | Grafton | 5,199 | |
32. | Brookhaven | 5,171 | |
33. | Point Pleasant | 4,284 | |
34. | Barboursville | 4,175 | |
35. | Westover | 4,173 | |
36. | Weston | 4,079 | |
37. | Sissonville | 4,028 | |
38. | Lewisburg | 3,939 | |
39. | Ravenswood | 3,834 | |
40. | Upper Falls | 3,701 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
41. | Ranson | 3,547 | |
42. | Summersville | 3,513 | |
43. | Shannondale | 3,358 | |
44. | Pinch | 3,262 | |
45. | Ripley | 3,242 | |
46. | Philippi | 3,233 | |
47. | Pleasant Valley | 3,185 | |
48. | Kenova | 3,096 | |
49. | Blennerhassett | 3,089 | |
50. | Culloden | 3,061 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
51. | Williamson | 3,051 | |
52. | Shady Spring | 2,998 | |
53. | Madison | 2,968 | |
54. | Kingwood | 2,956 | |
55. | Inwood | 2,954 | |
56. | Williamstown | 2,936 | |
57. | Follansbee | 2,911 | |
58. | Fayetteville | 2,892 | |
59. | Wellsburg | 2,725 | |
60. | Crab Orchard | 2,678 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
61. | Milton | 2,631 | |
62. | Hooverson Heights | 2,590 | |
63. | Hinton | 2,556 | |
64. | Paden City | 2,540 | |
65. | Granville | 2,529 | |
66. | Chester | 2,527 | |
67. | Moorefield | 2,505 | |
68. | Petersburg | 2,451 | |
69. | Bethlehem | 2,444 | |
70. | White Sulphur Springs | 2,441 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
71. | Winfield | 2,333 | |
72. | Spencer | 2,234 | |
73. | Craigsville | 2,213 | |
74. | Bluewell | 2,184 | |
75. | Shinnston | 2,178 | |
76. | Welch | 2,154 | |
77. | Shepherdstown | 2,095 | |
78. | Mannington | 2,072 | |
79. | Bradley | 2,040 | |
80. | Richwood | 2,001 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
81. | Mineral Wells | 1,950 | |
82. | Belington | 1,944 | |
83. | Star City | 1,917 | |
84. | Daniels | 1,881 | |
85. | Mc Mechen | 1,866 | |
86. | St Marys | 1,860 | |
87. | Coal City | 1,815 | |
88. | Romney | 1,788 | |
89. | Harrisville | 1,786 | |
90. | Mount Gay | 1,779 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
91. | Stonewood | 1,772 | |
92. | Ronceverte | 1,753 | |
93. | Alum Creek | 1,749 | |
94. | Fairlea | 1,747 | |
95. | Amherstdale Robinette | 1,686 | |
96. | Logan | 1,682 | |
97. | Mallory | 1,654 | |
98. | West Liberty | 1,634 | |
99. | Rand | 1,631 | |
100. | Montgomery | 1,607 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
101. | Eleanor | 1,575 | |
102. | Nutter Fort | 1,572 | |
103. | Salem | 1,557 | |
104. | Glenville | 1,541 | |
105. | New Haven | 1,536 | |
106. | Chesapeake | 1,522 | |
107. | Mac Arthur | 1,500 | |
108. | Prosperity | 1,498 | |
109. | Mullens | 1,494 | |
110. | Terra Alta | 1,490 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
111. | Glen Dale | 1,483 | |
112. | Rainelle | 1,477 | |
113. | Marmet | 1,469 | |
114. | Parsons | 1,427 | |
115. | Ansted | 1,398 | |
116. | Ceredo | 1,395 | |
117. | Mabscott | 1,388 | |
118. | Wayne | 1,385 | |
119. | Fort Ashby | 1,380 | |
120. | Benwood | 1,378 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
121. | Newell | 1,376 | |
122. | Sistersville | 1,375 | |
123. | Mount Hope | 1,370 | |
124. | Lesage | 1,358 | |
125. | Stanaford | 1,350 | |
126. | Sophia | 1,331 | |
127. | Oceana | 1,326 | |
128. | Barrackville | 1,317 | |
129. | Lubeck | 1,311 | |
130. | Beaver | 1,308 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
131. | Boaz | 1,297 | |
132. | Buffalo | 1,255 | |
133. | Coal Fork | 1,233 | |
134. | Belle | 1,228 | |
135. | Chapmanville | 1,227 | |
136. | Elkview | 1,222 | |
137. | Clendenin | 1,202 | |
138. | Brush Fork | 1,197 | |
139. | Alderson | 1,184 | |
140. | Washington | 1,175 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
141. | Hamlin | 1,131 | |
142. | Gilbert Creek | 1,090 | |
143. | Pennsboro | 1,085 | |
144. | New Cumberland | 1,076 | |
145. | Lavalette | 1,073 | |
146. | Monongah | 1,070 | |
147. | Tornado | 1,062 | |
148. | Bolivar | 1,054 | |
149. | Marlinton | 1,043 | |
150. | Bethany | 1,030 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
151. | Wiley Ford | 1,026 | |
152. | Despard | 1,004 | |
153. | Poca | 990 | |
154. | Piney View | 989 | |
155. | Sutton | 988 | |
156. | Cedar Grove | 966 | |
157. | Enterprise | 961 | |
158. | Athens | 960 | |
159. | Mason | 946 | |
160. | Carpendale | 944 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
161. | East Bank | 944 | |
162. | Rivesville | 943 | |
163. | Rupert | 932 | |
164. | Cameron | 915 | |
165. | Gary | 908 | |
166. | Gassaway | 906 | |
167. | Belmont | 903 | |
168. | Glasgow | 888 | |
169. | Holden | 876 | |
170. | Falling Waters | 876 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
171. | Lumberport | 871 | |
172. | Piedmont | 844 | |
173. | Elizabeth | 835 | |
174. | West Union | 832 | |
175. | North Hills | 827 | |
176. | Gallipolis Ferry | 817 | |
177. | Middlebourne | 803 | |
178. | War | 793 | |
179. | Smithers | 793 | |
180. | Triadelphia | 780 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
181. | Chelyan | 776 | |
182. | West Hamlin | 768 | |
183. | Anmoore | 761 | |
184. | Chattaroy | 756 | |
185. | Addison | 741 | |
186. | Montcalm | 726 | |
187. | Man | 718 | |
188. | Mill Creek | 715 | |
189. | Shenandoah Junction | 703 | |
190. | Cassville | 701 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
191. | Beverly | 693 | |
192. | Verdunville | 687 | |
193. | Franklin | 685 | |
194. | Fort Gay | 684 | |
195. | Jefferson | 676 | |
196. | Hometown | 668 | |
197. | Danville | 664 | |
198. | Robinette | 663 | |
199. | Whitehall | 660 | |
200. | Harts | 656 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
201. | Shrewsbury | 652 | |
202. | Davis | 651 | |
203. | Peterstown | 650 | |
204. | Ridgeley | 649 | |
205. | Pineville | 639 | |
206. | Big Chimney | 627 | |
207. | Hilltop | 624 | |
208. | Powellton | 619 | |
209. | West Milford | 618 | |
210. | Kopperston | 616 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
211. | Grant (Town) | 616 | |
212. | Boomer | 615 | |
213. | Idamay | 611 | |
214. | Bath | 610 | |
215. | Hartford | 601 | |
216. | Reedsville | 600 | |
217. | Gauley Bridge | 598 | |
218. | Switzer | 595 | |
219. | Bancroft | 595 | |
220. | Pratt | 590 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
221. | Red Jacket | 581 | |
222. | Rowlesburg | 581 | |
223. | Accoville | 574 | |
224. | Nettie | 568 | |
225. | Hepzibah | 566 | |
226. | Thomas | 564 | |
227. | Union | 563 | |
228. | East Dailey | 557 | |
229. | Clearview | 556 | |
230. | Omar | 552 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
231. | Grantsville | 550 | |
232. | Delbarton | 549 | |
233. | Bolt | 548 | |
234. | Masontown | 547 | |
235. | Bruno | 544 | |
236. | Matheny | 531 | |
237. | Kistler | 528 | |
238. | Prichard | 527 | |
239. | Pine Grove | 525 | |
240. | McConnell | 514 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
241. | Cowen | 509 | |
242. | Junior | 508 | |
243. | Beech Bottom | 506 | |
244. | Burnsville | 501 | |
245. | Paw Paw | 494 | |
246. | Bud | 487 | |
247. | Glen Fork | 487 | |
248. | Scarbro | 486 | |
249. | Valley Bend | 485 | |
250. | Whitesville | 483 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
251. | Lost Creek | 482 | |
252. | Lashmeet | 479 | |
253. | Springfield | 477 | |
254. | Matewan | 476 | |
255. | Clay | 468 | |
256. | Raysal | 465 | |
257. | Ghent | 457 | |
258. | Henlawson | 442 | |
259. | Middleway | 441 | |
260. | Gilbert | 429 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
261. | Mount Carbon | 428 | |
262. | Fairview | 413 | |
263. | Justice | 412 | |
264. | Carolina | 411 | |
265. | Jane Lew | 408 | |
266. | Windsor Heights | 407 | |
267. | Charlton Heights | 406 | |
268. | West Logan | 406 | |
269. | Reader | 397 | |
270. | Waverly | 395 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
271. | Northfork | 394 | |
272. | Davy | 392 | |
273. | Salt Rock | 388 | |
274. | Kermit | 387 | |
275. | Great Cacapon | 386 | |
276. | Greenview | 378 | |
277. | Farmington | 377 | |
278. | Valley Grove | 371 | |
279. | Bramwell | 365 | |
280. | Meadow Bridge | 365 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
281. | Corinne | 362 | |
282. | Eccles | 362 | |
283. | Capon Bridge | 359 | |
284. | Amherstdale | 350 | |
285. | Ellenboro | 348 | |
286. | Spelter | 346 | |
287. | Sarah Ann | 345 | |
288. | Handley | 344 | |
289. | Lester | 333 | |
290. | Gypsy | 328 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
291. | Newburg | 322 | |
292. | Hedgesville | 320 | |
293. | Flemington | 316 | |
294. | Stollings | 316 | |
295. | Bradshaw | 313 | |
296. | Mitchell Heights | 312 | |
297. | Monaville | 309 | |
298. | Comfort | 306 | |
299. | Albright | 303 | |
300. | Rossmore | 301 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
301. | Tunnelton | 298 | |
302. | Harpers Ferry | 293 | |
303. | Itmann | 293 | |
304. | Dixie | 291 | |
305. | Hundred | 289 | |
306. | Quinwood | 288 | |
307. | Kimberly | 287 | |
308. | Durbin | 286 | |
309. | Iaeger | 283 | |
310. | Chauncey | 283 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
311. | Deep Water | 280 | |
312. | Berwind | 278 | |
313. | Flatwoods | 277 | |
314. | Wardensville | 276 | |
315. | Bayard | 276 | |
316. | Hico | 272 | |
317. | Cairo | 271 | |
318. | Henderson | 268 | |
319. | Valley Head | 267 | |
320. | Glen White | 266 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
321. | Hendricks | 265 | |
322. | Kincaid | 260 | |
323. | Hillsboro | 256 | |
324. | Racine | 256 | |
325. | Minden | 250 | |
326. | Brenton | 249 | |
327. | Rachel | 248 | |
328. | Womelsdorf | 246 | |
329. | Falls View | 238 | |
330. | New Richmond | 238 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
331. | Big Creek | 237 | |
332. | Maybeury | 234 | |
333. | Elk Garden | 225 | |
334. | Page | 224 | |
335. | Hambleton | 224 | |
336. | Bartley | 224 | |
337. | Matoaka | 222 | |
338. | Huttonsville | 221 | |
339. | Helen | 219 | |
340. | Brandywine | 218 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
341. | Green Spring | 218 | |
342. | Anawalt | 212 | |
343. | Van | 211 | |
344. | Glen Jean | 210 | |
345. | Falling Spring | 209 | |
346. | Apple Grove | 204 | |
347. | Crumpler | 204 | |
348. | Glen Ferris | 203 | |
349. | Aurora | 201 |