Charleston, WV Car Insurance

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$1,577

The average Charleston resident's annual cost of car premium coverage

43%

Our customer's average savings after comparing insurance

170

That's equal to 170 beers or $678 in savings

Compare Charleston, WV Car Insurance quotes from multiple companies in minutes!

Whether you live in Charleston, South Charleston, St Albans, Cross Lanes, Dunbar or somewhere else in Kanawha County, Insurox offers choices for car insurance that could help you save hundreds of dollars a year.

Why spending 15 or even 7 ½ minutes online and receive only one quote and not get the best offer?

For the same time you can get over ten car insurance quotes and COMPARE side-by-side, all in a matter of minutes and then buy and manage your insurance policies online.

We don’t work for the insurance company! We work for you! Our job is to shop for you and find the best solution for you.

As a proud member of the West Virginia community, we offer discounts to members of various college alumni groups, employers and associations across the state.

There are 79,891 miles of road you can travel on across the Mountain State.
Don't let the 1.2 milion other drivers disturb that.
Let us help you make the best choice for your car insurance.

Charleston, West Virginia Car Insurance Coverage Information

In Charleston, West Virginia you are legally required to have these minimum coverages:

Liability

Bodily Injury $20,000 per person
Bodily Injury $40,000 per accident
Property Damage $10,000 per accident


Liability coverage is legally required in West Virginia and pays for injury and lost wages that you cause to another driver or their passengers as well as damage to the other driver’s vehicle in the event that you are considered “at fault” in an accident.

The coverage limits are determined by each individual state and normally split into three categories.

In West Virginia, the minimum coverage is listed as 20/40/10 and explained below:

  • $20,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person that you injure in an auto accident.
  • $40,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries that you cause in an accident if more than one person is hurt.
  • $10,000 property damage per accident. This is the maximum dollar amount that pays for damage that you cause in an accident.

Most people opt for higher amounts of auto insurance coverage than the West Virginia minimum in order to protect themselves in case of an accident.

Did you know this about the Mountain State?

West Virginia is ranked #41 in the US for uninsured drivers
Mother's Day was first observed at Andrews Church in Grafton on May 10, 1908
You can use digital insurance cards in West Virginia
West Virginia has the oldest population of any state. The median age is 40
Licensed drivers
68%
Uninsured drivers
18%
Population
318m