Charleston, WV Car Insurance

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The average Charleston resident's annual cost of car premium coverage


Our customer's average savings after comparing insurance


That's equal to 272 slices of pizza or $678 in savings

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Whether you live in Charleston, South Charleston, St Albans, Cross Lanes, Dunbar or somewhere else in Kanawha County, Insurox offers choices for car insurance that could help you save hundreds of dollars a year.

Why spending 15 or even 7 ½ minutes online and receive only one quote and not get the best offer?

For the same time you can get over ten car insurance quotes and COMPARE side-by-side, all in a matter of minutes and then buy and manage your insurance policies online.

We don’t work for the insurance company! We work for you! Our job is to shop for you and find the best solution for you.

As a proud member of the West Virginia community, we offer discounts to members of various college alumni groups, employers and associations across the state.

There are 79,891 miles of road you can travel on across the Mountain State.
Don't let the 1.2 milion other drivers disturb that.
Let us help you make the best choice for your car insurance.

Charleston, West Virginia Car Insurance Coverage Information

In Charleston, West Virginia you are legally required to have these minimum coverages:


Bodily Injury $20,000 per person
Bodily Injury $40,000 per accident
Property Damage $10,000 per accident

Liability coverage is legally required in West Virginia and pays for injury and lost wages that you cause to another driver or their passengers as well as damage to the other driver’s vehicle in the event that you are considered “at fault” in an accident.

The coverage limits are determined by each individual state and normally split into three categories.

In West Virginia, the minimum coverage is listed as 20/40/10 and explained below:

  • $20,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person that you injure in an auto accident.
  • $40,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries that you cause in an accident if more than one person is hurt.
  • $10,000 property damage per accident. This is the maximum dollar amount that pays for damage that you cause in an accident.

Most people opt for higher amounts of auto insurance coverage than the West Virginia minimum in order to protect themselves in case of an accident.

Did you know this about the Mountain State?

West Virginia is ranked #41 in the US for uninsured drivers
The first glass plant in West Virginia was at Wellsburg in 1815. The first pottery plant was in Morgantown in 1785
You can use digital insurance cards in West Virginia
Bailey Brown, the first Union solider killed in the Civil War, died on May 22, 1861, at Fetterman, Taylor County
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