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Whether you live in Columbia, Charleston, North Charleston, Mount Pleasant, Rock Hill or somewhere in between, Insurox offers choices for car insurance that could help you save hundreds of dollars a year.
Why spending 15 or even 7 ½ minutes online and receive only one quote and not get the best offer?
For the same time you can get over ten car insurance quotes and COMPARE side-by-side, all in a matter of minutes and then buy and manage your insurance policies online.
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As a proud member of the South Carolina community, we offer discounts to members of various college alumni groups, employers and associations across the state.
There are 140,106 miles of road you can travel on across the Palmetto State.
Don't let the 3.6 milion other drivers disturb that.
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South Carolina Car Insurance Coverage Information
In South Carolina you are legally required to have these minimum coverages:
Liability
Uninsured/Underinsured Motorist
Liability coverage is legally required in South Carolina and pays for injury and lost wages that you cause to another driver or their passengers as well as damage to the other driver’s vehicle in the event that you are considered “at fault” in an accident.
The coverage limits are determined by each individual state and normally split into three categories.
In South Carolina, the minimum coverage is listed as 25/50/25 and explained below:
- $25,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person that you injure in an auto accident.
- $50,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries that you cause in an accident if more than one person is hurt.
- $25,000 property damage per accident. This is the maximum dollar amount that pays for damage that you cause in an accident.
Uninsured/Underinsured Motorist coverage is legally required in South Carolina and pays for injury and lost wages that you or your passengers may suffer in the event that you are hit by an uninsured/underinsured driver who is at fault.
The coverage limits are determined by each individual state and normally split into two categories.
In South Carolina, the minimum is listed as 25/50 and explained below:
- $25,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person injured in your vehicle by an uninsured/underinsured driver.
- $50,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries in your vehicle by an uninsured/underinsured driver if more than one person is hurt.
- $25,000 property damage coverage per accident. This is the maximum dollar amount that pays for damage caused to your vehicle by an uninsured driver.
Most people opt for higher amounts of auto insurance coverage than the South Carolina minimum in order to protect themselves in case of an accident.
Did you know this about the Palmetto State?
Find Car Insurance across The Palmetto State
Rank | City | Population |
---|---|---|
1. | Columbia | 129,272 |
2. | Charleston | 120,083 |
3. | North Charleston | 97,471 |
4. | Mount Pleasant | 67,843 |
5. | Rock Hill | 66,154 |
6. | Greenville | 58,409 |
7. | Summerville | 43,392 |
8. | Sumter | 40,524 |
9. | Hilton Head Island | 37,099 |
10. | Florence | 37,056 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
11. | Spartanburg | 37,013 | |
12. | Goose Creek | 35,938 | |
13. | Aiken | 29,524 | |
14. | Myrtle Beach | 27,109 | |
15. | Anderson | 26,686 | |
16. | Greer | 25,515 | |
17. | Greenwood | 23,222 | |
18. | Mauldin | 22,889 | |
19. | North Augusta | 21,348 | |
20. | Easley | 19,993 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
21. | Simpsonville | 18,238 | |
22. | Hanahan | 17,997 | |
23. | Lexington | 17,870 | |
24. | Conway | 17,103 | |
25. | West Columbia | 14,988 | |
26. | Orangeburg | 13,964 | |
27. | Clemson | 13,905 | |
28. | North Myrtle Beach | 13,752 | |
29. | Bluffton | 12,530 | |
30. | Cayce | 12,528 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
31. | Gaffney | 12,414 | |
32. | Beaufort | 12,361 | |
33. | Irmo | 11,097 | |
34. | Fort Mill | 10,811 | |
35. | Port Royal | 10,678 | |
36. | Forest Acres | 10,361 | |
37. | Newberry | 10,277 | |
38. | Georgetown | 9,163 | |
39. | Laurens | 9,139 | |
40. | Bennettsville | 9,069 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
41. | Lancaster | 8,526 | |
42. | Clinton | 8,490 | |
43. | Union | 8,393 | |
44. | Seneca | 8,102 | |
45. | Moncks Corner | 7,885 | |
46. | Fountain Inn | 7,799 | |
47. | Hartsville | 7,764 | |
48. | York | 7,736 | |
49. | Tega Cay | 7,620 | |
50. | Marion | 6,939 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
51. | Camden | 6,838 | |
52. | Dillon | 6,788 | |
53. | Lake City | 6,675 | |
54. | Darlington | 6,289 | |
55. | Cheraw | 5,851 | |
56. | Chester | 5,607 | |
57. | Walterboro | 5,398 | |
58. | Batesburg Leesville | 5,362 | |
59. | Abbeville | 5,237 | |
60. | Central | 5,159 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
61. | Clover | 5,094 | |
62. | Barnwell | 4,750 | |
63. | Edgefield | 4,750 | |
64. | Hollywood | 4,714 | |
65. | Mullins | 4,663 | |
66. | Travelers Rest | 4,576 | |
67. | Walhalla | 4,263 | |
68. | Belton | 4,134 | |
69. | Isle of Palms | 4,133 | |
70. | Manning | 4,108 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
71. | Woodruff | 4,090 | |
72. | Ridgeland | 4,036 | |
73. | Williamston | 3,934 | |
74. | Surfside Beach | 3,837 | |
75. | Bamberg | 3,607 | |
76. | Honea Path | 3,597 | |
77. | Saluda | 3,565 | |
78. | Winnsboro | 3,550 | |
79. | Denmark | 3,538 | |
80. | Allendale | 3,482 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
81. | Bishopville | 3,471 | |
82. | Kingstree | 3,328 | |
83. | Liberty | 3,269 | |
84. | Lyman | 3,243 | |
85. | Duncan | 3,181 | |
86. | Williston | 3,139 | |
87. | Pickens | 3,126 | |
88. | Pendleton | 2,964 | |
89. | Hardeeville | 2,952 | |
90. | Andrews | 2,861 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
91. | Hampton | 2,808 | |
92. | McCormick | 2,783 | |
93. | Pageland | 2,760 | |
94. | Burnettown | 2,673 | |
95. | Springdale | 2,636 | |
96. | Folly Beach | 2,617 | |
97. | Ravenel | 2,465 | |
98. | Westminster | 2,418 | |
99. | Blackville | 2,406 | |
100. | Loris | 2,396 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
101. | Wellford | 2,378 | |
102. | Landrum | 2,376 | |
103. | Johnston | 2,362 | |
104. | Inman | 2,321 | |
105. | Timmonsville | 2,320 | |
106. | South Congaree | 2,306 | |
107. | Pacolet | 2,235 | |
108. | McColl | 2,174 | |
109. | Ware Shoals | 2,170 | |
110. | Cowpens | 2,162 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
111. | Varnville | 2,162 | |
112. | St George | 2,084 | |
113. | Pine Ridge | 2,064 | |
114. | New Ellenton | 2,052 | |
115. | Estill | 2,040 | |
116. | Blythewood | 2,034 | |
117. | Fairfax | 2,025 | |
118. | St Matthews | 2,021 | |
119. | Calhoun Falls | 2,004 | |
120. | Ninety Six | 1,998 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
121. | Great Falls | 1,979 | |
122. | Ridgeville | 1,979 | |
123. | Blacksburg | 1,848 | |
124. | Kershaw | 1,803 | |
125. | Sullivan's Island | 1,791 | |
126. | Seabrook Island | 1,714 | |
127. | Jackson | 1,700 | |
128. | St Stephen | 1,697 | |
129. | Gaston | 1,645 | |
130. | Kiawah Island | 1,626 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
131. | Johnsonville | 1,480 | |
132. | Chesterfield | 1,472 | |
133. | Chapin | 1,445 | |
134. | Whitmire | 1,441 | |
135. | Latta | 1,379 | |
136. | Elgin | 1,311 | |
137. | Awendaw | 1,294 | |
138. | Holly Hill | 1,277 | |
139. | Due West | 1,247 | |
140. | Meggett | 1,226 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
141. | Pamplico | 1,226 | |
142. | Iva | 1,218 | |
143. | Prosperity | 1,180 | |
144. | Lincolnville | 1,139 | |
145. | Yemassee | 1,027 | |
146. | Branchville | 1,024 | |
147. | Summerton | 1,000 | |
148. | Lamar | 989 | |
149. | Bowman | 968 | |
150. | Santee | 961 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
151. | Quinby | 932 | |
152. | Scranton | 932 | |
153. | Jonesville | 911 | |
154. | Fort Lawn | 895 | |
155. | West Pelzer | 880 | |
156. | Chesnee | 868 | |
157. | McBee | 867 | |
158. | Arcadia Lakes | 861 | |
159. | Swansea | 827 | |
160. | Eastover | 813 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
161. | Norris | 813 | |
162. | Lake View | 807 | |
163. | Wagener | 797 | |
164. | Gray Court | 795 | |
165. | Heath Springs | 790 | |
166. | Turbeville | 766 | |
167. | Cottageville | 762 | |
168. | North | 754 | |
169. | Jefferson | 753 | |
170. | Coward | 752 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
171. | Ridge Spring | 737 | |
172. | Mayesville | 731 | |
173. | Clio | 726 | |
174. | Elloree | 692 | |
175. | Harleyville | 677 | |
176. | Six Mile | 675 | |
177. | Pelion | 674 | |
178. | Reidville | 601 | |
179. | Gilbert | 565 | |
180. | Olanta | 563 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
181. | Society Hill | 563 | |
182. | Aynor | 560 | |
183. | Brunson | 554 | |
184. | Ehrhardt | 545 | |
185. | Pinewood | 538 | |
186. | Springfield | 524 | |
187. | Lane | 508 | |
188. | Cross Hill | 507 | |
189. | Campobello | 502 | |
190. | McClellanville | 499 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
191. | Sharon | 494 | |
192. | Lockhart | 488 | |
193. | Bonneau | 487 | |
194. | Hemingway | 459 | |
195. | Briarcliffe Acres | 457 | |
196. | Hilda | 447 | |
197. | Hickory Grove | 440 | |
198. | Greeleyville | 438 | |
199. | Carlisle | 436 | |
200. | Cameron | 424 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
201. | Edisto Beach | 414 | |
202. | Summit | 402 | |
203. | Salley | 398 | |
204. | Neeses | 374 | |
205. | Lynchburg | 373 | |
206. | Nichols | 368 | |
207. | Ruby | 360 | |
208. | Patrick | 351 | |
209. | Donalds | 348 | |
210. | Norway | 337 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
211. | Atlantic Beach | 334 | |
212. | Bethune | 334 | |
213. | Ridgeway | 319 | |
214. | Eutawville | 315 | |
215. | Rowesville | 304 | |
216. | Little Mountain | 291 | |
217. | West Union | 291 | |
218. | Gifford | 288 | |
219. | Richburg | 275 | |
220. | Snelling | 274 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
221. | Olar | 257 | |
222. | McConnells | 255 | |
223. | Stuckey | 245 | |
224. | Furman | 239 | |
225. | Monetta | 236 | |
226. | Perry | 233 | |
227. | Sellers | 219 | |
228. | Central Pacolet | 216 | |
229. | Scotia | 215 | |
230. | Lowrys | 200 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
231. | Kline | 197 | |
232. | Reevesville | 196 | |
233. | Trenton | 196 | |
234. | Mount Croghan | 195 | |
235. | Elko | 193 | |
236. | Paxville | 185 | |
237. | Woodford | 185 | |
238. | Sycamore | 180 | |
239. | Pomaria | 179 | |
240. | Starr | 173 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
241. | Vance | 170 | |
242. | Cordova | 169 | |
243. | Waterloo | 166 | |
244. | Silverstreet | 162 | |
245. | Hodges | 155 | |
246. | Blenheim | 154 | |
247. | Livingston | 136 | |
248. | Salem | 135 | |
249. | Rockville | 134 | |
250. | Lowndesville | 128 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
251. | Luray | 127 | |
252. | Smoaks | 126 | |
253. | Windsor | 121 | |
254. | Lodge | 120 | |
255. | Parksville | 117 | |
256. | Williams | 117 | |
257. | Pawleys Island | 103 | |
258. | Troy | 93 | |
259. | Ward | 91 | |
260. | Pelzer | 89 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
261. | Ulmer | 88 | |
262. | Plum Branch | 82 | |
263. | Cope | 77 | |
264. | Tatum | 75 | |
265. | Jamestown | 72 | |
266. | Govan | 65 | |
267. | Peak | 64 | |
268. | Jenkinsville | 46 | |
269. | Smyrna | 45 |