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Whether you live in Chicago, Aurora, Rockford, Joliet, Naperville or somewhere in between, Insurox offers choices for car insurance that could help you save hundreds of dollars a year.
Why spending 15 or even 7 ½ minutes online and receive only one quote and not get the best offer?
For the same time you can get over ten car insurance quotes and COMPARE side-by-side, all in a matter of minutes and then buy and manage your insurance policies online.
We don’t work for the insurance company! We work for you! Our job is to shop for you and find the best solution for you.
As a proud member of the Illinois community, we offer discounts to members of various college alumni groups, employers and associations across the state.
The Prairie State is perfect for enjoying long drives with its 305,872 miles of road.
However, don't forget about the 8.4 milion other drivers you share the road with.
Let us help you make the best choice for your car insurance.
Illinois Car Insurance Coverage Information
In Illinois you are legally required to have these minimum coverages:
Liability
Uninsured/Underinsured Motorist
Liability coverage is legally required in Illinois and pays for injury and lost wages that you cause to another driver or their passengers as well as damage to the other driver’s vehicle in the event that you are considered “at fault” in an accident.
The coverage limits are determined by each individual state and normally split into three categories.
In Illinois, the minimum coverage is listed as 25/50/20 and explained below:
- $25,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person that you injure in an auto accident.
- $50,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries that you cause in an accident if more than one person is hurt.
- $20,000 property damage per accident. This is the maximum dollar amount that pays for damage that you cause in an accident.
Uninsured/Underinsured Motorist coverage is legally required in Illinois and pays for injury and lost wages that you or your passengers may suffer in the event that you are hit by an uninsured/underinsured driver who is at fault.
The coverage limits are determined by each individual state and normally split into two categories.
In Illinois, the minimum is listed as 25/50 and explained below:
- $25,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person injured in your vehicle by an uninsured/underinsured driver.
- $50,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries in your vehicle by an uninsured/underinsured driver if more than one person is hurt.
Most people opt for higher amounts of auto insurance coverage than the Illinois minimum in order to protect themselves in case of an accident.
Did you know this about the Prairie State?
Find Car Insurance across The Prairie State
Rank | City | Population |
---|---|---|
1. | Chicago | 2,695,598 |
2. | Aurora | 197,899 |
3. | Rockford | 152,871 |
4. | Joliet | 147,433 |
5. | Naperville | 141,853 |
6. | Springfield | 116,250 |
7. | Peoria | 115,007 |
8. | Elgin | 108,188 |
9. | Waukegan | 89,078 |
10. | Cicero | 83,891 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
11. | Champaign | 81,055 | |
12. | Bloomington | 76,610 | |
13. | Decatur | 76,122 | |
14. | Evanston | 74,486 | |
15. | Des Plaines | 58,364 | |
16. | Berwyn | 56,657 | |
17. | Wheaton | 52,894 | |
18. | Normal | 52,497 | |
19. | Belleville | 44,478 | |
20. | Elmhurst | 44,121 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
21. | DeKalb | 43,862 | |
22. | Moline | 43,483 | |
23. | Urbana | 41,250 | |
24. | Crystal Lake | 40,743 | |
25. | Quincy | 40,633 | |
26. | Rock Island | 39,018 | |
27. | Park Ridge | 37,480 | |
28. | Calumet City | 37,042 | |
29. | Pekin | 34,094 | |
30. | Danville | 33,027 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
31. | St Charles | 32,974 | |
32. | North Chicago | 32,574 | |
33. | Galesburg | 32,195 | |
34. | Chicago Heights | 30,276 | |
35. | Granite City | 29,849 | |
36. | Highland Park | 29,763 | |
37. | Burbank | 28,925 | |
38. | O'Fallon | 28,281 | |
39. | Oak Forest | 27,962 | |
40. | Alton | 27,865 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
41. | Kankakee | 27,537 | |
42. | West Chicago | 27,086 | |
43. | East St Louis | 27,006 | |
44. | McHenry | 26,992 | |
45. | Batavia | 26,045 | |
46. | Carbondale | 25,902 | |
47. | Freeport | 25,638 | |
48. | Belvidere | 25,585 | |
49. | Collinsville | 25,579 | |
50. | Harvey | 25,282 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
51. | Lockport | 24,839 | |
52. | Woodstock | 24,770 | |
53. | Zion | 24,413 | |
54. | Edwardsville | 24,293 | |
55. | Rolling Meadows | 24,099 | |
56. | Loves Park | 23,996 | |
57. | Blue Island | 23,706 | |
58. | East Peoria | 23,402 | |
59. | Darien | 22,086 | |
60. | Charleston | 21,838 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
61. | Geneva | 21,495 | |
62. | East Moline | 21,302 | |
63. | Crest Hill | 20,837 | |
64. | Jacksonville | 19,446 | |
65. | Lake Forest | 19,375 | |
66. | Macomb | 19,288 | |
67. | Ottawa | 18,768 | |
68. | Mattoon | 18,555 | |
69. | Sycamore | 17,519 | |
70. | Palos Hills | 17,484 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
71. | Marion | 17,193 | |
72. | Fairview Heights | 17,078 | |
73. | Yorkville | 16,921 | |
74. | Country Club Hills | 16,541 | |
75. | Prospect Heights | 16,256 | |
76. | Dixon | 15,733 | |
77. | Sterling | 15,370 | |
78. | Mount Vernon | 15,277 | |
79. | Washington | 15,134 | |
80. | Canton | 14,704 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
81. | Lincoln | 14,504 | |
82. | Hickory Hills | 14,049 | |
83. | Wood Dale | 13,770 | |
84. | Streator | 13,710 | |
85. | Morris | 13,636 | |
86. | Warrenville | 13,140 | |
87. | Centralia | 13,032 | |
88. | Kewanee | 12,916 | |
89. | Palos Heights | 12,515 | |
90. | Markham | 12,508 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
91. | Herrin | 12,501 | |
92. | Effingham | 12,328 | |
93. | Northlake | 12,323 | |
94. | Pontiac | 11,931 | |
95. | Taylorville | 11,246 | |
96. | Plano | 10,856 | |
97. | Wood River | 10,657 | |
98. | Peru | 10,295 | |
99. | Highland | 9,919 | |
100. | Troy | 9,888 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
101. | Waterloo | 9,811 | |
102. | Columbia | 9,707 | |
103. | LaSalle | 9,609 | |
104. | Rochelle | 9,574 | |
105. | Harvard | 9,447 | |
106. | Monmouth | 9,444 | |
107. | Rock Falls | 9,266 | |
108. | Olney | 9,115 | |
109. | Harrisburg | 9,017 | |
110. | Paris | 8,837 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
111. | Chester | 8,586 | |
112. | Jerseyville | 8,465 | |
113. | West Frankfort | 8,182 | |
114. | Murphysboro | 7,970 | |
115. | South Beloit | 7,892 | |
116. | Robinson | 7,713 | |
117. | Princeton | 7,660 | |
118. | Marengo | 7,648 | |
119. | Park City | 7,570 | |
120. | Salem | 7,485 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
121. | Mascoutah | 7,483 | |
122. | Silvis | 7,479 | |
123. | Sandwich | 7,421 | |
124. | Mendota | 7,372 | |
125. | Mount Carmel | 7,284 | |
126. | Clinton | 7,225 | |
127. | Benton | 7,087 | |
128. | Vandalia | 7,042 | |
129. | Greenville | 7,000 | |
130. | Litchfield | 6,939 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
131. | Geneseo | 6,586 | |
132. | Metropolis | 6,537 | |
133. | Hillsboro | 6,207 | |
134. | Braidwood | 6,191 | |
135. | Beardstown | 6,123 | |
136. | Du Quoin | 6,109 | |
137. | Chillicothe | 6,097 | |
138. | Carlinville | 5,917 | |
139. | Countryside | 5,895 | |
140. | Pana | 5,847 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
141. | Wilmington | 5,724 | |
142. | Pinckneyville | 5,648 | |
143. | Spring Valley | 5,558 | |
144. | Monticello | 5,548 | |
145. | Carterville | 5,496 | |
146. | Highwood | 5,405 | |
147. | Hoopeston | 5,351 | |
148. | Centreville | 5,309 | |
149. | Eureka | 5,295 | |
150. | Watseka | 5,255 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
151. | Carmi | 5,240 | |
152. | Genoa | 5,193 | |
153. | Fairfield | 5,154 | |
154. | Staunton | 5,139 | |
155. | Colona | 5,099 | |
156. | Marseilles | 5,094 | |
157. | Flora | 5,070 | |
158. | Auburn | 4,771 | |
159. | Shelbyville | 4,700 | |
160. | Pittsfield | 4,576 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
161. | Tuscola | 4,480 | |
162. | Paxton | 4,473 | |
163. | West Peoria | 4,458 | |
164. | Anna | 4,442 | |
165. | Breese | 4,442 | |
166. | Sullivan | 4,440 | |
167. | Lebanon | 4,418 | |
168. | Hometown | 4,349 | |
169. | Lawrenceville | 4,348 | |
170. | Sparta | 4,302 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
171. | Cortland | 4,270 | |
172. | Morrison | 4,188 | |
173. | Eldorado | 4,122 | |
174. | Marshall | 3,933 | |
175. | Madison | 3,891 | |
176. | Oglesby | 3,791 | |
177. | Fairbury | 3,757 | |
178. | Byron | 3,753 | |
179. | Oregon | 3,721 | |
180. | Red Bud | 3,698 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
181. | Aledo | 3,640 | |
182. | Le Roy | 3,560 | |
183. | Johnston City | 3,543 | |
184. | Fulton | 3,481 | |
185. | Georgetown | 3,474 | |
186. | Galena | 3,429 | |
187. | Virden | 3,425 | |
188. | Gibson City | 3,407 | |
189. | Abingdon | 3,319 | |
190. | Gillespie | 3,319 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
191. | Momence | 3,310 | |
192. | Havana | 3,301 | |
193. | Carlyle | 3,281 | |
194. | Nashville | 3,258 | |
195. | Rushville | 3,192 | |
196. | Sumner | 3,174 | |
197. | Bushnell | 3,117 | |
198. | Savanna | 3,062 | |
199. | Hamilton | 2,951 | |
200. | Arcola | 2,916 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
201. | Knoxville | 2,911 | |
202. | McLeansboro | 2,883 | |
203. | Newton | 2,849 | |
204. | Cairo | 2,831 | |
205. | Marquette Heights | 2,824 | |
206. | El Paso | 2,810 | |
207. | Casey | 2,769 | |
208. | Trenton | 2,715 | |
209. | Carthage | 2,605 | |
210. | Galva | 2,589 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
211. | Villa Grove | 2,537 | |
212. | White Hall | 2,520 | |
213. | Amboy | 2,500 | |
214. | Carrollton | 2,484 | |
215. | Henry | 2,464 | |
216. | Farmington | 2,448 | |
217. | Lewistown | 2,384 | |
218. | Christopher | 2,382 | |
219. | Polo | 2,355 | |
220. | Mason City | 2,343 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
221. | Altamont | 2,319 | |
222. | Petersburg | 2,260 | |
223. | Nokomis | 2,256 | |
224. | Oakbrook Terrace | 2,134 | |
225. | Girard | 2,103 | |
226. | Mount Olive | 2,099 | |
227. | Elmwood | 2,097 | |
228. | Prophetstown | 2,080 | |
229. | Minonk | 2,078 | |
230. | Lexington | 2,060 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
231. | Farmer City | 2,037 | |
232. | Mount Sterling | 2,025 | |
233. | Albion | 1,988 | |
234. | Athens | 1,988 | |
235. | Lacon | 1,937 | |
236. | Sesser | 1,931 | |
237. | Venice | 1,890 | |
238. | Bridgeport | 1,886 | |
239. | Jonesboro | 1,821 | |
240. | Gilman | 1,814 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
241. | Roodhouse | 1,814 | |
242. | Maroa | 1,801 | |
243. | Zeigler | 1,801 | |
244. | Chenoa | 1,785 | |
245. | Bunker Hill | 1,774 | |
246. | Mount Carroll | 1,717 | |
247. | East Dubuque | 1,704 | |
248. | Earlville | 1,701 | |
249. | Atlanta | 1,692 | |
250. | Delavan | 1,689 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
251. | Grayville | 1,666 | |
252. | Neoga | 1,636 | |
253. | Virginia | 1,611 | |
254. | Warsaw | 1,607 | |
255. | Winchester | 1,593 | |
256. | Mount Pulaski | 1,566 | |
257. | Benld | 1,556 | |
258. | Leland Grove | 1,503 | |
259. | Lanark | 1,457 | |
260. | Vienna | 1,434 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
261. | Wyoming | 1,429 | |
262. | St Elmo | 1,426 | |
263. | Toluca | 1,414 | |
264. | Colchester | 1,401 | |
265. | Palestine | 1,369 | |
266. | Chrisman | 1,343 | |
267. | Barry | 1,318 | |
268. | Waverly | 1,307 | |
269. | Cuba | 1,294 | |
270. | Toulon | 1,292 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
271. | Shawneetown | 1,239 | |
272. | La Harpe | 1,235 | |
273. | Griggsville | 1,226 | |
274. | Chatsworth | 1,205 | |
275. | Windsor | 1,187 | |
276. | Wamac | 1,185 | |
277. | Assumption | 1,168 | |
278. | Martinsville | 1,167 | |
279. | Rosiclare | 1,160 | |
280. | Nauvoo | 1,149 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
281. | Astoria | 1,141 | |
282. | Macon | 1,138 | |
283. | Greenfield | 1,071 | |
284. | Wenona | 1,056 | |
285. | Brookport | 984 | |
286. | Atkinson | 972 | |
287. | Dallas City | 945 | |
288. | Witt | 903 | |
289. | Oakland | 880 | |
290. | Annawan | 878 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
291. | Newman | 865 | |
292. | Mounds | 810 | |
293. | Kinmundy | 796 | |
294. | Hurst | 795 | |
295. | Oneida | 700 | |
296. | St Francisville | 697 | |
297. | Coffeen | 685 | |
298. | New Boston | 683 | |
299. | Grafton | 674 | |
300. | Golconda | 668 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
301. | Ava | 654 | |
302. | Keithsburg | 609 | |
303. | Grand Tower | 605 | |
304. | Mound City | 588 | |
305. | Creal Springs | 543 | |
306. | Ashley | 536 | |
307. | Dakota | 506 | |
308. | Sigel | 373 | |
309. | New Canton | 359 | |
310. | Orient | 358 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
311. | Mason | 345 | |
312. | Nilwood | 239 | |
313. | Nason | 236 | |
314. | Naples | 130 | |
315. | Otterville | 126 | |
316. | Topeka | 76 | |
317. | Belle Prairie City | 54 | |
318. | La Prairie | 47 | |
319. | Bentley | 35 |