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Whether you live in Boise, Nampa, Meridian, Idaho Falls, Pocatello or somewhere in between, Insurox offers choices for car insurance that could help you save hundreds of dollars a year.
Why spending 15 or even 7 ½ minutes online and receive only one quote and not get the best offer?
For the same time you can get over ten car insurance quotes and COMPARE side-by-side, all in a matter of minutes and then buy and manage your insurance policies online.
We don’t work for the insurance company! We work for you! Our job is to shop for you and find the best solution for you.
As a proud member of the Idaho community, we offer discounts to members of various college alumni groups, employers and associations across the state.
There are 98,649 miles of road you can travel on across the Gem State.
Don't let the 1.1 milion other drivers disturb that.
Let us help you make the best choice for your car insurance.
Idaho Car Insurance Coverage Information
In Idaho you are legally required to have these minimum coverages:
Liability
Liability coverage is legally required in Idaho and pays for injury and lost wages that you cause to another driver or their passengers as well as damage to the other driver’s vehicle in the event that you are considered “at fault” in an accident.
The coverage limits are determined by each individual state and normally split into three categories.
In Idaho, the minimum coverage is listed as 25/50/15 and explained below:
- $25,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person that you injure in an auto accident.
- $50,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries that you cause in an accident if more than one person is hurt.
- $15,000 property damage per accident. This is the maximum dollar amount that pays for damage that you cause in an accident.
Most people opt for higher amounts of auto insurance coverage than the Idaho minimum in order to protect themselves in case of an accident.
Did you know this about the Gem State?
Find Car Insurance across The Gem State
Rank | City | Population |
---|---|---|
1. | Boise | 205,671 |
2. | Nampa | 81,557 |
3. | Meridian | 75,092 |
4. | Idaho Falls | 56,813 |
5. | Pocatello | 54,255 |
6. | Caldwell | 46,237 |
7. | Twin Falls | 44,125 |
8. | Pioneerville | 35,732 |
9. | Lewiston | 31,894 |
10. | Post Falls | 27,574 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
11. | Jackson | 26,243 | |
12. | Rexburg | 25,484 | |
13. | Moscow | 23,800 | |
15. | Hammett | 20,341 | |
16. | Eagle | 19,908 | |
17. | Huston | 19,805 | |
18. | Princeton | 17,798 | |
19. | Bruneau | 17,404 | |
20. | Elk City | 15,291 | |
21. | Kuna | 15,210 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
22. | Mountain Home | 14,206 | |
23. | Naples | 14,206 | |
24. | Chubbuck | 13,922 | |
25. | Clarkia | 13,922 | |
26. | Ammon | 13,816 | |
27. | Hayden | 13,294 | |
28. | Blackfoot | 11,899 | |
30. | Garden City | 10,972 | |
31. | Jerome | 10,890 | |
32. | Keuterville | 10,890 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
33. | Burley | 10,345 | |
34. | Riddle | 9,471 | |
35. | Ola | 9,427 | |
36. | Picabo | 8,848 | |
37. | St Maries | 8,775 | |
38. | Terreton | 8,628 | |
39. | Hailey | 7,960 | |
40. | Payette | 7,433 | |
41. | Sandpoint | 7,365 | |
42. | Rathdrum | 6,826 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
43. | Garden Valley | 6,646 | |
44. | Emmett | 6,557 | |
45. | Oasis | 6,323 | |
46. | Pingree | 6,259 | |
47. | Star | 5,793 | |
48. | Rupert | 5,554 | |
49. | Moreland | 5,524 | |
50. | Middleton | 5,524 | |
51. | Weiser | 5,507 | |
52. | Preston | 5,204 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
53. | Swanlake | 5,106 | |
54. | Thatcher | 4,729 | |
55. | Fruitland | 4,684 | |
56. | American Falls | 4,457 | |
57. | Headquarters | 4,447 | |
58. | Shelley | 4,409 | |
59. | Triumph | 4,366 | |
60. | Saint Anthony | 4,365 | |
61. | Buhl | 4,122 | |
62. | Indian Valley | 4,039 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
63. | Rigby | 3,945 | |
64. | Santa | 3,945 | |
65. | Gooding | 3,567 | |
66. | Kimberly | 3,264 | |
67. | Orofino | 3,142 | |
68. | Grangeville | 3,141 | |
69. | Salmon | 3,112 | |
70. | Heyburn | 3,089 | |
71. | Soda Springs | 3,058 | |
72. | Lone Star | 3,041 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
73. | Careywood | 2,993 | |
74. | Mccall | 2,991 | |
75. | Wendell | 2,782 | |
76. | Ketchum | 2,689 | |
77. | Homedale | 2,633 | |
78. | Montpelier | 2,597 | |
79. | Bonners Ferry | 2,543 | |
80. | Filer | 2,508 | |
81. | Spalding | 2,381 | |
82. | King Hill | 2,379 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
83. | Cataldo | 2,345 | |
84. | Dalton Gardens | 2,335 | |
85. | Murray | 2,294 | |
86. | Bellevue | 2,287 | |
87. | Conda | 2,252 | |
88. | Patterson | 2,168 | |
89. | Harpster | 2,124 | |
90. | Coolin | 2,121 | |
91. | Kellogg | 2,120 | |
92. | Ovid | 2,098 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
93. | Malad City | 2,095 | |
94. | Aberdeen | 1,994 | |
95. | Parma | 1,983 | |
96. | Spirit Lake | 1,945 | |
97. | Victor | 1,928 | |
98. | Iona | 1,803 | |
99. | Mesa | 1,777 | |
100. | New Centerville | 1,763 | |
101. | Rogerson | 1,751 | |
102. | Priest Lake | 1,751 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
103. | Priest River | 1,751 | |
104. | Tamarack | 1,738 | |
105. | Driggs | 1,660 | |
106. | Hidden Springs | 1,642 | |
107. | Letha | 1,633 | |
108. | Pinehurst | 1,619 | |
109. | Prichard | 1,619 | |
110. | Anderson Dam | 1,595 | |
111. | Osburn | 1,555 | |
112. | Murphy | 1,553 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
113. | New Plymouth | 1,538 | |
114. | Wilder | 1,533 | |
115. | Sugar City | 1,514 | |
116. | Fort Hall | 1,487 | |
117. | Sterling | 1,461 | |
118. | Shoshone | 1,461 | |
119. | Dingle | 1,407 | |
120. | Sun Valley | 1,406 | |
121. | Glenns Ferry | 1,319 | |
122. | Kamiah | 1,295 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
123. | Chester | 1,292 | |
125. | Bern | 1,278 | |
126. | Lenore | 1,236 | |
127. | Medimont | 1,183 | |
128. | Paul | 1,169 | |
129. | Hansen | 1,144 | |
130. | Porthill | 1,138 | |
131. | Lapwai | 1,137 | |
132. | Ponderay | 1,137 | |
133. | Palisades | 1,130 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
134. | Ashton | 1,127 | |
135. | Ucon | 1,108 | |
136. | Challis | 1,081 | |
137. | Montour | 1,060 | |
138. | Plummer | 1,044 | |
139. | Sawtooth City | 1,033 | |
140. | Marsing | 1,031 | |
141. | Felt | 1,002 | |
142. | Fernwood | 1,002 | |
143. | Darlington | 999 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
144. | Arco | 995 | |
145. | Genesee | 955 | |
146. | Springfield | 954 | |
147. | Kingston | 951 | |
148. | Cascade | 939 | |
149. | Grace | 915 | |
150. | Lake Fork | 902 | |
151. | Cottonwood | 900 | |
152. | Calder | 896 | |
153. | Hagerman | 872 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
154. | Troy | 862 | |
155. | Inkom | 854 | |
156. | Greenleaf | 846 | |
157. | Council | 839 | |
158. | Grasmere | 812 | |
159. | Mccammon | 809 | |
160. | Potlatch | 804 | |
161. | Rocky Bar | 802 | |
162. | Wallace | 784 | |
163. | Oakley | 763 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
164. | Hazelton | 753 | |
165. | Menan | 741 | |
166. | Wayan | 735 | |
167. | Teton | 735 | |
168. | Moyie Springs | 718 | |
169. | Oreana | 708 | |
170. | Horseshoe Bend | 707 | |
171. | North Fork | 692 | |
172. | Athol | 692 | |
173. | Mullan | 692 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
174. | Kootenai | 678 | |
175. | Hauser | 678 | |
176. | Dubois | 677 | |
177. | Monteview | 668 | |
178. | Ririe | 653 | |
179. | Franklin | 641 | |
180. | Smelterville | 627 | |
181. | Downey | 625 | |
182. | Kooskia | 607 | |
183. | Carey | 604 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
184. | Banks | 588 | |
185. | Roberts | 580 | |
186. | Juliaetta | 579 | |
187. | Sweet | 578 | |
188. | Viola | 578 | |
189. | Hayden Lake | 574 | |
190. | Dover | 556 | |
191. | Stone | 537 | |
192. | Prairie | 536 | |
193. | Clark Fork | 536 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
194. | Arbon | 531 | |
195. | Notus | 531 | |
196. | Mackay | 517 | |
197. | Paris | 513 | |
198. | Melba | 513 | |
199. | Pierce | 508 | |
200. | Deary | 506 | |
201. | Craigmont | 501 | |
202. | New Meadows | 496 | |
203. | Carmen | 495 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
204. | Idaho City | 485 | |
205. | Richfield | 482 | |
206. | Firth | 477 | |
207. | Georgetown | 476 | |
208. | Dixie | 474 | |
209. | Nezperce | 466 | |
210. | Dayton | 463 | |
211. | Lewisville | 458 | |
212. | Grand View | 452 | |
213. | Weippe | 441 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
214. | Weston | 437 | |
215. | East Magic | 425 | |
216. | Newdale | 425 | |
217. | Desmet | 421 | |
218. | Riggins | 419 | |
219. | Fairfield | 416 | |
220. | Lava Hot Springs | 407 | |
221. | Eden | 405 | |
222. | Elk Horn | 405 | |
223. | Basalt | 394 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
224. | Culdesac | 380 | |
225. | Bancroft | 377 | |
226. | Arimo | 355 | |
227. | Coeur d'Alene | 354 | |
228. | Ellis | 347 | |
229. | Declo | 343 | |
230. | Winchester | 340 | |
231. | Saint Charles | 338 | |
232. | Dietrich | 332 | |
233. | Ahsahka | 330 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
234. | Cambridge | 328 | |
235. | Howe | 324 | |
236. | Bliss | 318 | |
237. | Parker | 305 | |
238. | Kendrick | 303 | |
239. | Lowman | 301 | |
240. | Rockland | 295 | |
241. | Shoup | 295 | |
242. | Island Park | 286 | |
243. | Holbrook | 285 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
244. | Greencreek | 285 | |
245. | Fish Haven | 273 | |
246. | Fenn | 273 | |
247. | Hollister | 272 | |
248. | Tetonia | 269 | |
249. | Albion | 267 | |
250. | Bovill | 260 | |
251. | Clifton | 259 | |
252. | Cocolalla | 259 | |
253. | Worley | 257 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
254. | Castleford | 226 | |
255. | Centerville | 226 | |
256. | Stites | 221 | |
257. | Tipanuk | 221 | |
258. | Hill City | 220 | |
259. | Irwin | 219 | |
261. | Nordman | 217 | |
262. | Almo | 212 | |
263. | Lemhi | 207 | |
264. | Bloomington | 206 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
265. | Swan Valley | 204 | |
266. | Harrison | 203 | |
267. | Peck | 197 | |
268. | Malta | 193 | |
269. | Silverton | 190 | |
270. | Moore | 189 | |
271. | Wardner | 188 | |
272. | Onaway | 187 | |
273. | Oldtown | 184 | |
274. | Pollock | 178 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
275. | Paradise Hot Springs | 178 | |
276. | Steirman | 172 | |
277. | Midvale | 171 | |
278. | Fernan Lake Village | 169 | |
279. | Ferdinand | 159 | |
280. | Eastport | 158 | |
281. | Lucile | 155 | |
282. | Donnelly | 152 | |
283. | Bayview | 135 | |
284. | Gannett | 132 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
285. | Elk River | 125 | |
286. | Acequia | 124 | |
287. | Gibbonsville | 124 | |
288. | Tensed | 123 | |
289. | Murtaugh | 115 | |
290. | Yellow Pine | 115 | |
291. | Blanchard | 115 | |
292. | Twin Lakes | 115 | |
293. | May | 112 | |
294. | Lost River | 112 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
295. | Minidoka | 112 | |
296. | Leadore | 105 | |
297. | Huetter | 100 | |
298. | Geneva | 95 | |
299. | Fruitvale | 95 | |
300. | Harvard | 92 | |
301. | Macks Inn | 91 | |
302. | White Bird | 91 | |
303. | Hope | 86 | |
304. | Butte City | 74 |