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Whether you live in Salt Lake City, West Valley City, Provo, West Jordan, Orem or somewhere in between, Insurox offers choices for car insurance that could help you save hundreds of dollars a year.
Why spending 15 or even 7 ½ minutes online and receive only one quote and not get the best offer?
For the same time you can get over ten car insurance quotes and COMPARE side-by-side, all in a matter of minutes and then buy and manage your insurance policies online.
We don’t work for the insurance company! We work for you! Our job is to shop for you and find the best solution for you.
As a proud member of the Utah community, we offer discounts to members of various college alumni groups, employers and associations across the state.
There are 97,448 miles of road you can travel on across the Beehive State.
Don't let the 1.4 milion other drivers disturb that.
Let us help you make the best choice for your car insurance.
Utah Car Insurance Coverage Information
In Utah you are legally required to have these minimum coverages:
Liability
Personal Injury Protection
Liability coverage is legally required in Utah and pays for injury and lost wages that you cause to another driver or their passengers as well as damage to the other driver’s vehicle in the event that you are considered “at fault” in an accident.
The coverage limits are determined by each individual state and normally split into three categories.
In Utah, the minimum coverage is listed as 25/65/15 and explained below:
- $25,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person that you injure in an auto accident.
- $65,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries that you cause in an accident if more than one person is hurt.
- $15,000 property damage per accident. This is the maximum dollar amount that pays for damage that you cause in an accident.
Personal Injury Protection provides coverage for medical costs that you and your passengers incur in an accident regardless of fault.
PIP will cover medical expenses such as hospital bills, rehabilitation costs, and even work loss resulting from an accident.
In Utah, the minimum PIP coverage limit is $3,000 per person.
Most people opt for higher amounts of auto insurance coverage than the Utah minimum in order to protect themselves in case of an accident.
Did you know this about the Beehive State?
Find Car Insurance across The Beehive State
Rank | City | Population |
---|---|---|
1. | Salt Lake City | 186,440 |
2. | West Valley City | 129,480 |
3. | Provo | 112,488 |
4. | West Jordan | 103,712 |
5. | Orem | 88,328 |
6. | Sandy | 87,461 |
7. | Ogden | 82,825 |
8. | St George | 72,897 |
9. | Layton | 67,311 |
10. | Millcreek | 62,139 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
11. | Taylorsville | 58,652 | |
12. | South Jordan | 50,418 | |
13. | Logan | 48,174 | |
14. | Lehi | 47,407 | |
15. | Murray | 46,746 | |
16. | Bountiful | 42,552 | |
17. | Draper | 42,274 | |
18. | Riverton | 38,753 | |
19. | Roy | 36,884 | |
20. | Kearns | 36,530 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
21. | Spanish Fork | 34,691 | |
22. | Pleasant Grove | 33,509 | |
23. | Cottonwood Heights | 33,433 | |
24. | Tooele | 31,605 | |
25. | Springville | 29,466 | |
26. | Cedar City | 28,857 | |
27. | Midvale | 27,964 | |
28. | Magna | 27,451 | |
29. | Kaysville | 27,300 | |
30. | Holladay | 26,472 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
31. | American Fork | 26,263 | |
32. | Clearfield | 25,974 | |
33. | Syracuse | 24,331 | |
34. | South Salt Lake | 23,617 | |
35. | Herriman | 21,785 | |
36. | Eagle Mountain | 21,415 | |
37. | Clinton | 20,426 | |
38. | Washington | 18,761 | |
39. | Payson | 18,294 | |
40. | Farmington | 18,275 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
41. | Brigham City | 17,899 | |
42. | Saratoga Springs | 17,781 | |
43. | North Ogden | 17,357 | |
44. | South Ogden | 16,532 | |
45. | North Salt Lake | 16,322 | |
46. | Highland | 15,523 | |
47. | Centerville | 15,335 | |
48. | Hurricane | 13,748 | |
49. | Heber City | 11,362 | |
50. | West Haven | 10,272 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
51. | Lindon | 10,070 | |
52. | Cedar Hills | 9,796 | |
53. | Woods Cross | 9,761 | |
54. | Alpine | 9,555 | |
55. | West Point | 9,511 | |
56. | Smithfield | 9,495 | |
57. | Santaquin | 9,128 | |
58. | Vernal | 9,089 | |
59. | Washington Terrace | 9,067 | |
60. | Grantsville | 8,893 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
61. | Stansbury Park | 8,752 | |
62. | Price | 8,715 | |
63. | Riverdale | 8,426 | |
64. | North Logan | 8,269 | |
65. | Mapleton | 7,979 | |
66. | Pleasant View | 7,979 | |
67. | Tremonton | 7,647 | |
68. | Hyrum | 7,609 | |
69. | Bluffdale | 7,598 | |
70. | Park City | 7,558 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
71. | Richfield | 7,551 | |
72. | Hooper | 7,218 | |
73. | Providence | 7,075 | |
74. | Ivins | 6,753 | |
75. | Salem | 6,423 | |
76. | Snyderville | 6,252 | |
77. | Ephraim | 6,135 | |
78. | South Weber | 6,051 | |
79. | Roosevelt | 6,046 | |
80. | Santa Clara | 6,003 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
81. | Farr West | 5,928 | |
82. | Enoch | 5,803 | |
83. | Harrisville | 5,567 | |
84. | Plain City | 5,476 | |
85. | Nibley | 5,438 | |
86. | Nephi | 5,389 | |
87. | West Bountiful | 5,265 | |
88. | Sunset | 5,122 | |
89. | Moab | 5,046 | |
90. | Fruit Heights | 4,987 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
91. | Perry | 4,512 | |
92. | Kanab | 4,312 | |
93. | Kanesville | 4,107 | |
94. | La Verkin | 4,060 | |
95. | Midway | 3,845 | |
96. | Hyde Park | 3,833 | |
97. | Morgan | 3,687 | |
98. | Delta | 3,436 | |
99. | Wellsville | 3,432 | |
100. | Blanding | 3,375 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
101. | Gunnison | 3,285 | |
102. | Manti | 3,276 | |
103. | Mount Pleasant | 3,260 | |
104. | Beaver | 3,112 | |
105. | Mountain Green | 2,981 | |
106. | Parowan | 2,790 | |
107. | Hildale | 2,726 | |
108. | Salina | 2,489 | |
109. | Richmond | 2,470 | |
110. | Elk Ridge | 2,436 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
111. | Fillmore | 2,435 | |
112. | Garland | 2,400 | |
113. | Monroe | 2,256 | |
114. | Helper | 2,201 | |
115. | Erda | 2,181 | |
116. | Huntington | 2,129 | |
117. | Monument Valley | 1,998 | |
118. | Monticello | 1,972 | |
119. | Liberty | 1,881 | |
120. | Emigration Canyon | 1,838 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
121. | Austin | 1,831 | |
122. | Millville | 1,829 | |
123. | Kamas | 1,811 | |
124. | Willard | 1,772 | |
125. | Lewiston | 1,766 | |
126. | Naples | 1,755 | |
127. | River Heights | 1,734 | |
128. | Enterprise | 1,711 | |
129. | Marriott Slaterville | 1,701 | |
130. | Duchesne | 1,690 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
131. | Wellington | 1,676 | |
132. | Castle Dale | 1,630 | |
133. | Ferron | 1,626 | |
134. | Greenhaven | 1,604 | |
135. | Mona | 1,547 | |
136. | Benjamin | 1,545 | |
137. | Panguitch | 1,520 | |
138. | Oakley | 1,470 | |
139. | Orangeville | 1,470 | |
140. | Honeyville | 1,441 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
141. | Moroni | 1,423 | |
142. | Milford | 1,409 | |
143. | Wendover | 1,400 | |
144. | Genola | 1,370 | |
145. | Toquerville | 1,370 | |
146. | Centerfield | 1,367 | |
147. | Coalville | 1,363 | |
148. | Woodland Hills | 1,344 | |
149. | Uintah | 1,322 | |
150. | East Carbon | 1,301 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
151. | Mendon | 1,282 | |
152. | Fairview | 1,247 | |
153. | Benson | 1,190 | |
154. | Francis | 1,077 | |
155. | Fountain Green | 1,071 | |
156. | Elwood | 1,034 | |
157. | Aurora | 1,016 | |
158. | Cedar Valley | 992 | |
159. | Spring City | 988 | |
160. | Green River | 952 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
161. | Daniel | 938 | |
162. | Goshen | 921 | |
163. | Mexican Hat | 920 | |
164. | Minersville | 907 | |
165. | Paradise | 904 | |
166. | Lapoint | 861 | |
167. | Bear River City | 853 | |
168. | Elsinore | 847 | |
169. | Levan | 841 | |
170. | Riverside | 829 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
171. | Leeds | 820 | |
172. | Ballard | 801 | |
173. | Escalante | 797 | |
174. | Annabella | 795 | |
175. | Newton | 789 | |
176. | Fort Duchesne | 784 | |
177. | Henefer | 766 | |
178. | Central | 742 | |
179. | Rocky Ridge | 733 | |
180. | Redmond | 730 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
181. | Apple Valley | 701 | |
182. | Partoun | 700 | |
183. | Hinckley | 696 | |
184. | Mantua | 687 | |
185. | Corinne | 685 | |
186. | Eureka | 669 | |
187. | Clarkston | 666 | |
188. | Thatcher | 665 | |
189. | Hideout | 656 | |
190. | Copperton | 648 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
191. | Beryl | 635 | |
192. | Eden | 627 | |
193. | Stockton | 616 | |
194. | Huntsville | 608 | |
195. | Dugway | 597 | |
196. | Virgin | 596 | |
197. | Oak City | 578 | |
198. | Orderville | 577 | |
199. | Loa | 572 | |
200. | Myton | 569 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
201. | Garden City | 562 | |
202. | Circleville | 547 | |
203. | Fruitland | 539 | |
204. | Tridell | 531 | |
205. | Tropic | 530 | |
206. | Springdale | 529 | |
207. | Central Valley | 528 | |
208. | Wanship | 497 | |
209. | Mayfield | 496 | |
210. | Veyo | 492 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
211. | Amalga | 488 | |
212. | Paragonah | 488 | |
213. | Dammeron Valley | 484 | |
214. | Big Water | 475 | |
215. | Kanosh | 474 | |
216. | Cleveland | 464 | |
217. | Glenwood | 464 | |
218. | Randolph | 464 | |
219. | Trenton | 464 | |
220. | Fielding | 455 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
221. | Rush Valley | 447 | |
222. | Aneth | 446 | |
223. | Mountain Home | 440 | |
224. | Chester | 434 | |
225. | Sigurd | 429 | |
226. | Neola | 419 | |
227. | Elmo | 418 | |
228. | Charleston | 415 | |
229. | Plymouth | 414 | |
230. | Marysvale | 408 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
231. | Cove | 406 | |
232. | Alta | 383 | |
233. | Glendale | 381 | |
234. | Holden | 378 | |
235. | Sunnyside | 377 | |
236. | Cedar Fort | 368 | |
237. | Bluff | 358 | |
238. | Kanarraville | 355 | |
239. | Montezuma Creek | 350 | |
240. | Joseph | 344 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
241. | Deweyville | 332 | |
242. | Bicknell | 327 | |
243. | Koosharem | 327 | |
244. | Scipio | 327 | |
245. | Collinston | 325 | |
246. | Castle Valley | 319 | |
247. | Manila | 310 | |
248. | Meadow | 310 | |
249. | Deseret | 309 | |
250. | Wales | 302 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
251. | Duck Creek Village | 301 | |
252. | Hanna | 301 | |
253. | Newcastle | 299 | |
254. | Sutherland | 296 | |
255. | Cornish | 288 | |
256. | Emery | 288 | |
257. | White Mesa | 276 | |
258. | La Sal | 267 | |
259. | Sterling | 262 | |
260. | Lyman | 258 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
261. | Wallsburg | 250 | |
262. | Laketown | 248 | |
263. | Howell | 245 | |
264. | Portage | 245 | |
265. | Rockville | 245 | |
266. | Vernon | 243 | |
267. | Fayette | 242 | |
268. | Axtell | 237 | |
269. | Garrison | 236 | |
270. | Red Canyon | 231 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
271. | Henrieville | 230 | |
272. | Boulder | 226 | |
273. | Leamington | 226 | |
274. | Altamont | 225 | |
275. | Elberta | 223 | |
276. | Hanksville | 219 | |
277. | Beaverdam | 215 | |
278. | New Harmony | 207 | |
279. | Bryce Canyon City | 198 | |
280. | Jensen | 197 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
281. | Talmage | 197 | |
282. | Junction | 191 | |
283. | Randlett | 184 | |
284. | Altonah | 182 | |
285. | Torrey | 182 | |
286. | Woodruff | 180 | |
287. | Sevier | 177 | |
288. | Kingston | 173 | |
289. | Tabiona | 171 | |
290. | Adamsville | 167 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
291. | Cannonville | 167 | |
292. | Snowville | 167 | |
293. | Independence | 164 | |
294. | Clawson | 163 | |
295. | Gunlock | 163 | |
296. | Lake Powell | 157 | |
297. | Ibapah | 154 | |
298. | Dutch John | 151 | |
299. | Pine Valley | 150 | |
300. | Pintura | 150 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
301. | Bluebell | 149 | |
302. | Summit | 142 | |
303. | Vineyard | 139 | |
304. | Hatch | 133 | |
305. | Teasdale | 132 | |
306. | Peoa | 130 | |
307. | Fremont | 127 | |
308. | Bullfrog | 123 | |
309. | Kenilworth | 123 | |
310. | Antimony | 122 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
311. | Hite | 120 | |
312. | Alton | 119 | |
313. | Fairfield | 119 | |
314. | Mount Carmel | 116 | |
315. | Whiterocks | 108 | |
316. | Lynndyl | 106 | |
317. | Echo | 99 | |
318. | Park Valley | 95 | |
319. | Thompson | 90 | |
320. | Brian Head | 83 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
321. | Ticaboo | 78 | |
322. | Callao | 77 | |
323. | Oasis | 75 | |
324. | Croydon | 39 | |
325. | Ophir | 38 | |
326. | Grouse Creek | 32 | |
327. | Skull Valley | 31 | |
328. | Modena | 28 | |
329. | Scofield | 24 | |
330. | Greenwich | 16 |
Rank | City | Car Average Premium | Population |
---|---|---|---|
331. | Greenville | 11 | |
332. | Halls Crossing | 6 | |
333. | Ouray | 2 | |
334. | Bonanza | 1 | |
335. | Cache Junction | 1 | |
336. | Cisco | 1 | |
337. | Gusher | 1 |