Missouri Car Insurance

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Whether you live in Kansas City, St Louis, Springfield, Columbia, Independence or somewhere in between, Insurox offers choices for car insurance that could help you save hundreds of dollars a year.

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For the same time you can get over ten car insurance quotes and COMPARE side-by-side, all in a matter of minutes and then buy and manage your insurance policies online.

We don’t work for the insurance company! We work for you! Our job is to shop for you and find the best solution for you.

As a proud member of the Missouri community, we offer discounts to members of various college alumni groups, employers and associations across the state.

The Show Me State is perfect for enjoying long drives with its 273,589 miles of road. However, don't forget about the 4.3 milion other drivers you share the road with.
Let us help you make the best choice for your car insurance.

Missouri Car Insurance Coverage Information

In Missouri you are legally required to have these minimum coverages:

Liability

Bodily Injury $25,000 per person
Bodily Injury $50,000 per accident
Property Damage $10,000 per accident

Uninsured/Underinsured Motorist

Bodily Injury $25,000 per person
Bodily Injury $50,000 per accident


Liability coverage is legally required in Missouri and pays for injury and lost wages that you cause to another driver or their passengers as well as damage to the other driver’s vehicle in the event that you are considered “at fault” in an accident.

The coverage limits are determined by each individual state and normally split into three categories.

In Missouri, the minimum coverage is listed as 25/50/10 and explained below:

  • $25,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person that you injure in an auto accident.
  • $50,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries that you cause in an accident if more than one person is hurt.
  • $10,000 property damage per accident. This is the maximum dollar amount that pays for damage that you cause in an accident.

Uninsured/Underinsured Motorist coverage is legally required in Missouri and pays for injury and lost wages that you or your passengers may suffer in the event that you are hit by an uninsured/underinsured driver who is at fault.

The coverage limits are determined by each individual state and normally split into two categories.

In Missouri, the minimum is listed as 25/50 and explained below:

  • $25,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person injured in your vehicle by an uninsured/underinsured driver.
  • $50,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries in your vehicle by an uninsured/underinsured driver if more than one person is hurt.

Most people opt for higher amounts of auto insurance coverage than the Missouri minimum in order to protect themselves in case of an accident.

Did you know this about the Show Me State?

Missouri is ranked #17 in the US for uninsured drivers
The first successful parachute jump to be made from a moving airplane was made by Captain Berry at St. Louis, in 1912
You can use digital insurance cards in Missouri
Kansas City has more miles of freeway per capita than any metro area with more than 1 million residents
Licensed drivers
68%
Uninsured drivers
18%
Population
318m

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