San Diego, CA Car Insurance

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The average San Diego resident's annual cost of car premium coverage


Our customer's average savings after comparing insurance


That's equal to 258 gallons of gas or $567 in savings

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Whether you live in San Diego, Chula Vista, Oceanside, Escondido, Carlsbad or somewhere else in San Diego County, Insurox offers choices for car insurance that could help you save hundreds of dollars a year.

Why spending 15 or even 7 ½ minutes online and receive only one quote and not get the best offer?

For the same time you can get over ten car insurance quotes and COMPARE side-by-side, all in a matter of minutes and then buy and manage your insurance policies online.

We don’t work for the insurance company! We work for you! Our job is to shop for you and find the best solution for you.

As a proud member of the California community, we offer discounts to members of various college alumni groups, employers and associations across the state.

The Golden State is perfect for enjoying long drives with its 394,608 miles of road. However, don't forget about the 24.8 milion other drivers you share the road with.
Let us help you make the best choice for your car insurance.

San Diego, California Car Insurance Coverage Information

In San Diego, California you are legally required to have these minimum coverages:


Bodily Injury $15,000 per person
Bodily Injury $30,000 per accident
Property Damage $5,000 per accident

Liability coverage is legally required in California and pays for injury and lost wages that you cause to another driver or their passengers as well as damage to the other driver’s vehicle in the event that you are considered “at fault” in an accident.

The coverage limits are determined by each individual state and normally split into three categories.

In California, the minimum coverage is listed as 15/30/5 and explained below:

  • $15,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person that you injure in an auto accident.
  • $30,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries that you cause in an accident if more than one person is hurt.
  • $5,000 property damage per accident. This is the maximum dollar amount that pays for damage that you cause in an accident.

Most people opt for higher amounts of auto insurance coverage than the California minimum in order to protect themselves in case of an accident.

Did you know this about the Golden State?

California is ranked #13 in the US for uninsured drivers
Sequoia National Park contains the largest living tree. Its trunk is 102 feet in circumference.
You can use digital insurance cards in California
In 1925 a giant sequoia, over 300 feet high, located in California's Kings Canyon National Park was named the national Christmas tree.
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