As hurricane season approaches, communities across the United States—especially in flood-prone areas—must be ready for rising waters and powerful storms. From the Gulf Coast to the Atlantic Seaboard, history has shown that no region is immune to severe flood damage. Whether you live in Florida, Louisiana, Texas, New Jersey, or inland states affected by flash flooding, preparing ahead is critical. ️ The Costly Reality of Flooding Floods are the most common and costly natural disaster in the U.S. Yet many homeowners...
If you are a regular on our blog, you probably know what we are advising people when it comes to shopping for insurance. If it's your first time here you have to know that, comparing quotes from multiple insurance companies it's a necessity, in order to save money. With that said, there are other companies like Insurox, that can also compare quotes from multiple companies for you. Meaning that you will not need to quote every insurance company one by one. Therefore,...
We all know that insurance policies and everything involved with them can be a little bit confusing and frustrating. But there's no need to worry. We're here to help and make the process of shopping for flood insurance relatively easy. Most of the people that buy homeowners insurance often forget about one important essential protection, that is Flood Insurance. According to the nonprofit Insurance Information Institute (III), flood damage takes place in 90 percent of all natural disasters in the United States....
The most important factor to home loan lenders is your credit score. Do your research for your credit score before buying a home. Knowing that you have to make sure to have the best credit score possible. Because your score will reflect whether or not you qualify for a loan and kind of interest rate you will get. Also how much you will be paying for homeowners insurance. Why should you care about your interest rate? The only thing you need to...
On March 21, 2014 President Obama signed and put into law the Homeowners Flood Insurance Affordable Act (HFIAA). The act was drafted to repeal and modify parts of the Biggert-Waters Flood Insurance Act (BW-12) of 2012. In the last decade, various areas of the US have incurred hurricanes and storms that ripped through causing extensive damage. We all remember footage of the devastation that hurricanes Katrina (2005) and Sandy (2012) left behind. Many properties were destroyed, washed away, and in...
