As hurricane season approaches, communities across the United States—especially in flood-prone areas—must be ready for rising waters and powerful storms. From the Gulf Coast to the Atlantic Seaboard, history has shown that no region is immune to severe flood damage. Whether you live in Florida, Louisiana, Texas, New Jersey, or inland states affected by flash flooding, preparing ahead is critical. ️ The Costly Reality of Flooding Floods are the most common and costly natural disaster in the U.S. Yet many homeowners...
New Jersey has recently enacted a pivotal change to its commercial truck insurance requirements, doubling the minimum liability insurance for commercial motor vehicles (CMVs). This bold legislative move, implemented in February 2024, aims to enhance road safety and provide better protection for state residents. With new regulations taking effect on July 1, 2024, let's explore the details and implications of this significant change for trucking businesses. The New Commercial Truck Insurance Law Starting July 1, 2024, CMV owners in New Jersey...
How Trucking Companies Can Stay Protected on the Road and Save Money During Tough Economic Times? When you see a big rig driving down the road, you might not think about the insurance that trucking companies need to keep them safe. But the truth is, truck insurance is a special kind of insurance that is crucial for trucking companies to have. In case of an accident or theft, truck insurance helps trucking companies pay for any damage or loss that...
Progressive Personal Auto customers who have a policy in force as of April 30 will be credited 20% of their April premiums in May and Personal Auto customers with a policy in force as of May 31 will be credited 20% of their May premiums in June. "There is no higher priority for Progressive than the health and safety of our employees, our agent partners, our customers, and our communities as we manage through the current coronavirus situation" it says...
Among all other factors, traffic tickets mean that your car insurance premium will go up. Depending on the moving violation, getting even one traffic ticket can increase your car insurance premium by as much as 37 percent, according to an analysis of over 15,000 policy quotes conducted by Insurox.com in New Jersey. The study is made on a single incident. The Car Insurance premium may be higher for certain drivers, especially for those with multiple violations on their records. According to the study, most drivers regardless of the insurance...
PIP Insurance (Personal Injury Protection) is an extension of auto insurance that covers medical expenses, lost wages and other damages. This is also known as “no-fault” coverage because it kicks in even when you're involved in a not-at-fault car accident. If you're involved in an accident and you're hurt, you'll receive medical benefits whether it was your fault or not. PIP will also pay for the medical transportation and funeral expenses too. PIP Insurance is mandatory in 13 states In some states this...
Insurox is looking for Licensed Insurance Sales Agents for our agency/call center. Our agents are responsible for handling inbound and outbound phone calls about our insurance product, quote perspectives and issue policies. This is a full time position. About Insurox: Insurox is a nationwide, online insurance agency that has a portfolio of top rated insurance carriers that are utilized to quote clients and prospects. A full service insurance agency, Insurox specializes in all lines of personal and commercial insurance. Insurox is...
Non-Owners Auto insurance is for people who don’t actually own a car. This type of car insurance coverage can be an important addition to your policy if you: Consistently drive cars that do not belong to you. Such as those owned by your employer, frequently rent cars or frequently borrow cars. Non-owners auto liability only covers damages and injuries you cause to others. This coverage does not extend to damages or injuries you might suffer in a car accident. Why is Non-Owners...
With doing a divorce you might lose certain discounts (like Multi-Car or Homeowners) depending on your circumstances, but you might also pick up new ones (such as the Claim-Free discount). Driving records are also a major pricing factor. So if your ex-has a spotless driving history, your rate may rise when you remove the ex from your policy. But if you’re the safer driver, you might soon be enjoying a lower rate. The cost of vehicle-protecting coverages also corresponds to the...
Everyone wants to save money on their Auto Insurance. The rates are generally based on a number of factors including location of the driver (residence), driver characteristics, and type of vehicle. But there are ways you can make sure you’re getting the best deal on your auto insurance. Follow these tips and you could reduce the cost of your policy premium. Auto Insurance Tips Get multiple quotes. Comparison shopping is the single most important thing you can do to get the best...
