We all know that insurance policies and everything involved with them can be a little bit confusing and frustrating. But there's no need to worry. We're here to help and make the process of shopping for flood insurance relatively easy. Most of the people that buy homeowners insurance often forget about one important essential protection, that is Flood Insurance. According to the nonprofit Insurance Information Institute (III), flood damage takes place in 90 percent of all natural disasters in the United States....
On March 21, 2014 President Obama signed and put into law the Homeowners Flood Insurance Affordable Act (HFIAA). The act was drafted to repeal and modify parts of the Biggert-Waters Flood Insurance Act (BW-12) of 2012. In the last decade, various areas of the US have incurred hurricanes and storms that ripped through causing extensive damage. We all remember footage of the devastation that hurricanes Katrina (2005) and Sandy (2012) left behind. Many properties were destroyed, washed away, and in...
