Insurox is looking for Licensed Insurance Sales Agents for our agency/call center. Our agents are responsible for handling inbound and outbound phone calls about our insurance product, quote perspectives and issue policies. This is a full time position. About Insurox: Insurox is a nationwide, online insurance agency that has a portfolio of top rated insurance carriers that are utilized to quote clients and prospects. A full service insurance agency, Insurox specializes in all lines of personal and commercial insurance. Insurox is...
Non-Owners Auto insurance is for people who don’t actually own a car. This type of car insurance coverage can be an important addition to your policy if you: Consistently drive cars that do not belong to you. Such as those owned by your employer, frequently rent cars or frequently borrow cars. Non-owners auto liability only covers damages and injuries you cause to others. This coverage does not extend to damages or injuries you might suffer in a car accident. Why is Non-Owners...
With doing a divorce you might lose certain discounts (like Multi-Car or Homeowners) depending on your circumstances, but you might also pick up new ones (such as the Claim-Free discount). Driving records are also a major pricing factor. So if your ex-has a spotless driving history, your rate may rise when you remove the ex from your policy. But if you’re the safer driver, you might soon be enjoying a lower rate. The cost of vehicle-protecting coverages also corresponds to the...
Everyone wants to save money on their Auto Insurance. The rates are generally based on a number of factors including location of the driver (residence), driver characteristics, and type of vehicle. But there are ways you can make sure you’re getting the best deal on your auto insurance. Follow these tips and you could reduce the cost of your policy premium. Auto Insurance Tips Get multiple quotes. Comparison shopping is the single most important thing you can do to get the best...
On March 21, 2014 President Obama signed and put into law the Homeowners Flood Insurance Affordable Act (HFIAA). The act was drafted to repeal and modify parts of the Biggert-Waters Flood Insurance Act (BW-12) of 2012. In the last decade, various areas of the US have incurred hurricanes and storms that ripped through causing extensive damage. We all remember footage of the devastation that hurricanes Katrina (2005) and Sandy (2012) left behind. Many properties were destroyed, washed away, and in...
Many auto insurance companies provide a three year discount of up to a 10% discount for each driver per vehicle that completes a defensive driving course. How much will you save? Well, the amount of savings and requirements vary from company to company. Best way to get information is to call your insurance provider and ask how this course will affect your premium. The defensive driving course discounts vary by state The Department of Motor Vehicles is also a good resource for information about where you...
While Google has enough money to invest in making a driverless car but probably they will only make the software. Something like collaborating with major carmakers or lending the software, as Google did with its Android operating system. The Google driverless car is a project by Google that involves developing technology for autonomous cars. Google Chauffer is that software that powers Google's self-driving cars. The project is being led by Google engineer Sebastian Thrun. The former director of the Stanford...
The property and casualty insurance industry derives nearly 40 percent of its premiums from vehicle insurance. So driverless cars, in particular, could put a major dent in the sale of coverage for personal and commercial vehicles. Driverless cars car insurance rate If driverless cars become a reality, and if, as a result, there is a dramatic reduction in the number and severity of vehicle-related accidents. Therefore, there is no doubt it is going to have a major impact on auto insurance. It’s...
It’s very simple. While tickets cannot be removed from your driver record until the convictions expire. The violation points can stay on your driving record for three, five or even seven years depending on the state you reside in. Almost all of the violation points stay on your record for 3 years as far as the DMV goes. If you are shopping for insurance rates, most companies will ask for violations, accidents, and claims going back 5 years. Most of all...
The Insurance Information Institute (III) has found that one out of every twenty homeowners has had a claim. The most severe losses occurring with fire, lightning, and debris removal, with the average claim costing $31K. Many homeowners are under-insured by a few thousand dollars according to United Policyholders. (An insurance consumer advocacy group in San Francisco.) Due to devastating loss from damage to a home could be a life-altering event. Some people don’t have a lot of extra money just...