Defensive Driving Course can save you on your Auto Insurance
Many auto insurance companies provide a three year discount of up to a 10% discount for each driver per vehicle that completes a defensive driving course. How much will you save? Well, the amount of savings and requirements vary from company to company. Best way to get information is to call your insurance provider and ask how this course will affect your premium.
The defensive driving course discounts vary by state
The Department of Motor Vehicles is also a good resource for information about where you can take a defensive driving course. Traffic Schools and Defensive Driver Courses are available in all states and the DMV website for your home state will have a listing of state-approved schools. Also, many states even give you an option of taking a defensive driving course online. On average the cost of a defensive driver course is $25, however prices do vary so shop around. With some research, you can find a defensive driver course at a reasonable cost in your area.
How does it work? It’s as easy as 1, 2, 3…
After checking with your insurance provider and local state on what their rules and regulations are:
- Find a course or school that offers a driver safety that is approved by your state’s Motor Vehicle Commission. You can search http://www.dmv.org/defensive-driving.php for your particular state and regulations pertaining to defensive driving courses in your area.
- Once you find a course for defensive driving, sign up and complete the course and attain a certificate of completion. Therefore you will get the certificate with your name and date that the course was completed.
- Submit your certificate of completion to your insurance company or local agent. By doing this you will have a discount applied to your auto insurance policy. If you are completing the course to reduce the points on your driving record, bring the certificate to your local DMV office. Be sure to keep a copy of the certificate of completion for your records so that you have proof of taking and completing the defensive driving course.