Portland, OR Car Insurance

Free quotes from multiple companies in minutes

$1,529

The average Portland resident's annual cost of car premium coverage

43%

Our customer's average savings after comparing insurance

78

That's equal to 78 movie tickets or $657 in savings

Compare Portland, OR Car Insurance quotes from multiple companies in minutes!

Whether you live in Portland, Gresham, Troutdale, Fairview, Wood Village or somewhere else in Multnomah County, Insurox offers choices for car insurance that could help you save hundreds of dollars a year.

Why spending 15 or even 7 ½ minutes online and receive only one quote and not get the best offer?

For the same time you can get over ten car insurance quotes and COMPARE side-by-side, all in a matter of minutes and then buy and manage your insurance policies online.

We don’t work for the insurance company! We work for you! Our job is to shop for you and find the best solution for you.

As a proud member of the Oregon community, we offer discounts to members of various college alumni groups, employers and associations across the state.

There are 146,468 miles of road you can travel on across the Beaver State.
Don't let the 2.8 milion other drivers disturb that.
Let us help you make the best choice for your car insurance.

Portland, Oregon Car Insurance Coverage Information

In Portland, Oregon you are legally required to have these minimum coverages:

Liability

Bodily Injury $25,000 per person
Bodily Injury $50,000 per accident
Property Damage $20,000 per accident

Personal Injury Protection

$15,000 per person

Uninsured/Underinsured Motorist

Bodily Injury $25,000 per person
Bodily Injury $50,000 per accident


Liability coverage is legally required in Oregon and pays for injury and lost wages that you cause to another driver or their passengers as well as damage to the other driver’s vehicle in the event that you are considered “at fault” in an accident.

The coverage limits are determined by each individual state and normally split into three categories.

In Oregon, the minimum coverage is listed as 25/50/20 and explained below:

  • $25,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person that you injure in an auto accident.
  • $50,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries that you cause in an accident if more than one person is hurt.
  • $20,000 property damage per accident. This is the maximum dollar amount that pays for damage that you cause in an accident.

Personal Injury Protection provides coverage for medical costs that you and your passengers incur in an accident regardless of fault.

PIP will cover medical expenses such as hospital bills, rehabilitation costs, and even work loss resulting from an accident.

In Oregon, the minimum PIP coverage limit is $15,000 per person.

Uninsured/Underinsured Motorist coverage is legally required in Oregon and pays for injury and lost wages that you or your passengers may suffer in the event that you are hit by an uninsured/underinsured driver who is at fault.

The coverage limits are determined by each individual state and normally split into two categories.

In Oregon, the minimum is listed as 25/50 and explained below:

  • $25,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person injured in your vehicle by an uninsured/underinsured driver.
  • $50,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries in your vehicle by an uninsured/underinsured driver if more than one person is hurt.

Most people opt for higher amounts of auto insurance coverage than the Oregon minimum in order to protect themselves in case of an accident.

Did you know this about the Beaver State?

Oregon is ranked #37 in the US for uninsured drivers
Oregon's state flag pictures a beaver on its reverse side. It is the only state flag to carry two separate designs
You can use digital insurance cards in Oregon
In 1876 the University of Oregon opened in Eugene. Deady Hall was the first building on campus and still exists
Licensed drivers
68%
Uninsured drivers
18%
Population
318m