Albuquerque, NM Car Insurance

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The average Albuquerque resident's annual cost of car premium coverage


Our customer's average savings after comparing insurance


That's equal to 234 slices of pizza or $584 in savings

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Whether you live in Albuquerque, Rio Rancho, Corrales, Los Ranchos de Albuquerque, Tijeras or somewhere else in Bernalillo County, Insurox offers choices for car insurance that could help you save hundreds of dollars a year.

Why spending 15 or even 7 ½ minutes online and receive only one quote and not get the best offer?

For the same time you can get over ten car insurance quotes and COMPARE side-by-side, all in a matter of minutes and then buy and manage your insurance policies online.

We don’t work for the insurance company! We work for you! Our job is to shop for you and find the best solution for you.

As a proud member of the New Mexico community, we offer discounts to members of various college alumni groups, employers and associations across the state.

There are 147,600 miles of road you can travel on across the Land of Enchantment.
Don't let the 1.4 milion other drivers disturb that.
Let us help you make the best choice for your car insurance.

Albuquerque, New Mexico Car Insurance Coverage Information

In Albuquerque, New Mexico you are legally required to have these minimum coverages:


Bodily Injury $25,000 per person
Bodily Injury $50,000 per accident
Property Damage $10,000 per accident

Liability coverage is legally required in New Mexico and pays for injury and lost wages that you cause to another driver or their passengers as well as damage to the other driver’s vehicle in the event that you are considered “at fault” in an accident.

The coverage limits are determined by each individual state and normally split into three categories.

In New Mexico, the minimum coverage is listed as 25/50/10 and explained below:

  • $25,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person that you injure in an auto accident.
  • $50,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries that you cause in an accident if more than one person is hurt.
  • $10,000 property damage per accident. This is the maximum dollar amount that pays for damage that you cause in an accident.

Most people opt for higher amounts of auto insurance coverage than the New Mexico minimum in order to protect themselves in case of an accident.

Did you know this about the Land of Enchantment?

New Mexico is ranked #4 in the US for uninsured drivers
Since New Mexico's climate is so dry 3/4 of the roads are left unpaved. The roads don't wash away.
You can't use digital insurance cards in New Mexico
The state of New Mexico shares an international border with the country of Mexico.
Licensed drivers
Uninsured drivers