Birmingham, AL Car Insurance

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The average Birmingham resident's annual cost of car premium coverage


Our customer's average savings after comparing insurance


That's equal to 79 movie tickets or $663 in savings

Compare Birmingham, AL Car Insurance quotes from multiple companies in minutes!

Whether you live in Birmingham, Hoover, Vestavia Hills, Bessemer, Homewood or somewhere else in Jefferson County, Insurox offers choices for car insurance that could help you save hundreds of dollars a year.

Why spending 15 or even 7 ½ minutes online and receive only one quote and not get the best offer?

For the same time you can get over ten car insurance quotes and COMPARE side-by-side, all in a matter of minutes and then buy and manage your insurance policies online.

We don’t work for the insurance company! We work for you! Our job is to shop for you and find the best solution for you.

As a proud member of the Alabama community, we offer discounts to members of various college alumni groups, employers and associations across the state.

They say no road is long with good company. 213,068 miles of road across the Yellowhammer State is pretty long so you better find a good insurance company.
Let us help you make the best choice for your car insurance.

Birmingham, Alabama Car Insurance Coverage Information

In Birmingham, Alabama you are legally required to have these minimum coverages:


Bodily Injury $25,000 per person
Bodily Injury $50,000 per accident
Property Damage $25,000 per accident

Liability coverage is legally required in Alabama and pays for injury and lost wages that you cause to another driver or their passengers as well as damage to the other driver’s vehicle in the event that you are considered “at fault” in an accident.

The coverage limits are determined by each individual state and normally split into three categories.

In Alabama, the minimum coverage is listed as 25/50/25 and explained below:

  • $25,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person that you injure in an auto accident.
  • $50,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries that you cause in an accident if more than one person is hurt.
  • $25,000 property damage per accident. This is the maximum dollar amount that pays for damage that you cause in an accident.

Most people opt for higher amounts of auto insurance coverage than the Alabama minimum in order to protect themselves in case of an accident.

Did you know this about the Yellowhammer State?

Alabama is ranked #7 in the US for uninsured drivers
The Monarch butterfly is the state's official insect.
You can use digital insurance cards in Alabama
The Alabama State Flag was authorized by the Alabama legislature on February 16, 1895.
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Uninsured drivers