Homebound Insurance Exchange – Member-Owned Reciprocal Insurer

Official logo of Homebound Insurance Exchange, a Texas-based reciprocal insurer established in 2024. Structured as a member-owned exchange, Homebound provides homeowners, dwelling fire, and manufactured home insurance with program management by DUAL North America. The company emphasizes community alignment, stability, and straightforward personal property protection, with a Demotech Financial Stability Rating® assigned in April 2025.