Flood Insurance across the US
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Flood Insurance Rate Index: United States
Median annual premiums quoted for flood insurance, Oct 2024 to Oct 2026.
- Lowest private quote
- $796
- Typical private quote
- $1,858
- NFIP quote
- $2,106
Based on 60,929 carrier quotes through Insurox. Lowest is the cheapest private quote a property received, typical is the middle one. These are statistics, not an offer of insurance. Updated Oct 9, 2026. See the full Flood Insurance Rate Index
