Why Boat Insurance Matters Here

North Dakota's lakes and rivers present unique challenges like varying water levels, ice in winter, and recreational traffic. A solid boat policy includes hull coverage, liability for bodily injury and property damage, medical payments, and options such as on-water towing, personal effects, and trailer coverage for overland transport.

Whether you're on Lake Metigoshe or the Red River, we'll set navigation limits based on your plans, discuss seasonal storage, and address winterization needs.

Build the Right Boat Policy

North Dakota Boating Basics (What to Know)

Tip: If your boat is financed or stored at a facility, expect minimum liability limits and proof of insurance. We'll provide certificates as needed.

Where Hansboro Boaters Go (and How We Insure It)

Local boaters often use Lake Metigoshe, the Red River, or nearby lakes. We tailor navigation limits, towing options, and storage plans based on your location in Hansboro or surrounding areas.

Our Process for Hansboro Boaters

1. Vessel Snapshot — year/make/model, serial number, propulsion, trailer, and storage details.
2. Usage & Territory — lake/river vs. river travel, seasonal use, towing zones.
3. Coverage Fit — hull valuation, liability limits, towing, and gear protection.
4. Compliance — verify registration, safety certificate, and any local requirements.
5. Bind & Proof — issue ID cards and certificates for your needs.

We Serve Every Hansboro Boater

Hansboro and nearby communities, including those around Lake Metigoshe and along the Red River.

Local Resources

• ND Game and Fish — Boat & PWC Registration
• ND Game and Fish — Boating Safety Certificate
• NOAA Weather — Grand Forks Forecast Office (for ND rivers)