Why Boat Insurance Matters Here

Northern New Mexico's waterways feature mountain rivers, reservoirs, and variable weather. A modern boat policy bundles hull (your boat), liability (bodily injury & property damage you cause), medical payments, and options like on-water towing, fuel-spill liability, salvage & wreck removal, and fishing gear/personal effects. If you trailer, we’ll also address trailer coverage and where auto liability responds during over-the-road incidents.

Planning trips on the Rio Grande or to Abiquiu Reservoir? We’ll set navigation limits that match your plans and discuss seasonal storage, storm plans, and any local requirements.

Build the Right Boat Policy

New Mexico Boating Basics (What to Know)

Tip: If your boat is financed or you use a launch site, expect minimum liability limits and “proof of insurance” (COI). We’ll provide certificates at binding and renewal.

Where Trampas Boaters Go (and How We Insure It)

Many owners launch near the Rio Grande or head to northern NM reservoirs. We coordinate navigation limits, towing zones, and storm plans with your storage—whether you keep the boat at a local ramp or trailer to area lakes.

Our Process for Trampas Boaters

1. Vessel Snapshot — year/make/model, HIN, propulsion, electronics, trailer, storage/berth.
2. Usage & Territory — inland vs. reservoir, seasonal lay-up, towing zones, storm plan.
3. Coverage Fit — hull valuation (agreed vs. ACV), liability limits, towing, salvage, fuel spill, gear.
4. Compliance — confirm registration, safety certificate, and any local requirements.
5. Bind & Proof — issue ID cards and certificates as needed.

We Serve Every Trampas Boater

Trampas, nearby areas in the Sangre de Cristo Mountains, and access points along the Rio Grande and northern NM lakes.

Local Resources

• NM Department of Game and Fish — Boating Information
• USGS Water Data for New Mexico