Compare Boat Insurance for Regina & Nearby Waters
From small fishing boats and lake cruisers to PWCs, we build policies for local lakes like Abiquiu Reservoir, Navajo Lake, and rivers in northern New Mexico, including trips to Elephant Butte.
Why Boat Insurance Matters Here
New Mexico's lakes and rivers feature varying water levels, wind, and recreational traffic. A modern boat policy bundles hull (your boat), liability (bodily injury & property damage you cause), medical payments, and options like on-water towing, fuel-spill liability, salvage & wreck removal, and fishing gear/personal effects. If you trailer, we’ll also address trailer coverage and where auto liability responds during over-the-road incidents.
Heading to Abiquiu or Navajo Lake? We’ll set navigation limits that match your plans and talk through seasonal lay-up periods, storm plans, and storage requirements at local ramps or marinas.
Build the Right Boat Policy
Hull & Valuation
- Agreed Value for total losses (no depreciation) or ACV for lower premiums
- Partial loss settlement on OEM parts where available
- Coverage for machinery/underwater gear (lower units, props, shafts) per form
Liability & People
- Watercraft liability to satisfy ramp or marina requirements
- Medical payments for you/guests aboard
- Uninsured/underinsured boater (where offered)
Situational Add-Ons
- On-water towing/assistance and soft-ungrounding
- Salvage & wreck removal with separate limits
- Fuel spill liability and pollution coverage
- Fishing equipment & personal effects (scheduled limits)
- Trailer, tender/dinghy, electronics
Navigation, Storage & Storms
- Inland/lake navigation territories set to your cruising plan
- Lay-up/dry storage terms matched to your habits
- Storm plan & haul-out reimbursement where available
New Mexico Boating Basics (What to Know)
Registration & Title
Most boats and PWCs operating on NM waters must be registered with the NM Department of Game and Fish. Keep registration aboard whenever under way.
Boating Safety Certificate
Most powerboat/PWC operators need a Boating Safety Certificate issued via NM-approved courses. Carry your card while operating.
Local Planning
Check water levels (e.g., USGS gauges for Rio Chama), no-wake zones, and access points before you cast off. Ramps often require proof of insurance.
Tip: If your boat is financed or you use public ramps, expect minimum liability limits and “proof of insurance.” We’ll provide certificates at binding and renewal.
Where Regina Boaters Go (and How We Insure It)
Many owners launch near Regina and head to local lakes like Abiquiu Reservoir or rivers in the area. We coordinate navigation limits, towing zones, and storm plans with your storage—whether you keep the boat at a local ramp or trailer to larger lakes.
Our Process for Regina Boaters
- Vessel Snapshot — year/make/model, HIN, propulsion, electronics, trailer, storage/launch site.
- Usage & Territory — lake vs. river, seasonal lay-up, towing zones, storm plan.
- Coverage Fit — hull valuation (agreed vs. ACV), liability limits, towing, salvage, fuel spill, gear.
- Compliance — confirm registration, safety certificate, and ramp requirements.
- Bind & Proof — issue ID cards and certificates for your storage or lender.
We Serve Every Regina Boater
Regina and surrounding areas in northern New Mexico, including Cuba, Gallina, and near Abiquiu Reservoir.
Local Resources
Why Choose Insurox?
- Access to 150+ insurance carriers
- Specialized boat insurance advisors
- Fast online quotes
- No hidden fees or surprises
- Local expertise in Regina, NM
Get a Fast Boat Insurance Quote
Tell us about your boat, storage, navigation, and launch site. We’ll size liability, choose agreed value vs. ACV, and add towing, salvage, and fuel spill coverage as needed.
Get Your Boat Insurance Quote in Regina
Prefer to talk? Call or text: 833-586-3264.
