Compare Boat Insurance for Moore & Nearby Waters
From small fishing boats and canoes to PWCs and river cruisers, we build policies for the Judith River, Missouri River, and nearby lakes in central Montana, including trips to Fort Peck Lake or the Little Belt Mountains.
Why Boat Insurance Matters Here
Local waterways feature rivers, reservoirs, and potential for swift currents or wildlife encounters. A modern boat policy bundles hull (your boat), liability (bodily injury & property damage you cause), medical payments, and options like on-water towing, salvage, and fishing gear/personal effects. If you trailer, we’ll address trailer coverage and auto liability for road incidents.
Planning trips on the Judith or Missouri Rivers? We’ll set navigation limits for inland waters, discuss seasonal storage, and cover storm or flood risks in Montana’s variable weather.
Build the Right Boat Policy
Hull & Valuation
- Agreed Value for total losses (no depreciation) or ACV for lower premiums
- Partial loss settlement on OEM parts where available
- Coverage for machinery/underwater gear (lower units, props, shafts) per form
Liability & People
- Watercraft liability to satisfy access site requirements
- Medical payments for you/guests aboard
- Uninsured/underinsured boater (where offered)
Situational Add-Ons
- On-water towing/assistance and soft-ungrounding
- Salvage & wreck removal with separate limits
- Fishing equipment & personal effects (scheduled limits)
- Trailer, tender/dinghy, electronics
Navigation, Storage & Storms
- Inland river and lake navigation territories set to your cruising plan
- Lay-up/dry storage terms matched to your seasonal habits
- Storm plan & flood reimbursement where available
Montana Boating Basics (What to Know)
Registration & Title
Most boats and PWCs on MT waters must be registered with Montana Fish, Wildlife & Parks (FWP). Keep registration aboard whenever under way.
Boating Safety Certificate
Operators of powerboats/PWCs may need a safety course from MT FWP. Complete an approved course and carry your certification.
Local Planning
Check river levels (e.g., USGS gauges), no-wake zones, and access points before you cast off. Many sites require proof of insurance.
Tip: If your boat is financed or stored at a site, expect minimum liability limits and “proof of insurance” (COI). We’ll provide certificates at binding and renewal.
Where Moore Boaters Go (and How We Insure It)
Many owners launch near the Judith River and head to the Missouri River or local reservoirs. We coordinate navigation limits, towing zones, and weather plans with your storage—whether you keep the boat riverside or trailer to nearby lakes.
Our Process for Moore Boaters
- Vessel Snapshot — year/make/model, HIN, propulsion, electronics, trailer, storage/launch site.
- Usage & Territory — river vs. lake, seasonal lay-up, towing zones, weather plan.
- Coverage Fit — hull valuation (agreed vs. ACV), liability limits, towing, salvage, gear.
- Compliance — confirm registration, safety certificate, and site COI requirements.
- Bind & Proof — issue ID cards and certificates for your site or lender.
We Serve Every Moore Boater
Moore, Judith Basin County, and nearby areas like Lewistown, Stanford, and along the Judith and Missouri Rivers.
Local Resources
Why Choose Insurox?
- Access to 150+ insurance carriers
- Specialized boat insurance advisors
- Fast online quotes
- No hidden fees or surprises
- Local expertise in Moore, MT
Get a Fast Boat Insurance Quote
Tell us about your boat, storage, navigation, and launch site. We’ll size liability, choose agreed value vs. ACV, and add towing and gear coverage as needed.
Get Your Boat Insurance Quote in Moore
Prefer to talk? Call or text: 833-586-3264.
