Compare Boat Insurance for Craig & Nearby Waters
From fishing boats and pontoons to small recreational vessels, we build policies for the Missouri River, nearby reservoirs, and trips to Helena or Great Falls.
Why Boat Insurance Matters Here
Local waterways feature rivers, reservoirs, and varying conditions. A modern boat policy bundles hull (your boat), liability (bodily injury & property damage you cause), medical payments, and options like on-water towing, fuel-spill liability, salvage & wreck removal, and fishing gear/personal effects. If you trailer, we’ll also address trailer coverage and where auto liability responds during over-the-road incidents.
Planning trips on the Missouri River or to nearby lakes? We’ll set navigation limits that match your plans and discuss seasonal storage, storm plans, and launch site requirements.
Build the Right Boat Policy
Hull & Valuation
- Agreed Value for total losses (no depreciation) or ACV for lower premiums
- Partial loss settlement on OEM parts where available
- Coverage for machinery/underwater gear (lower units, props, shafts) per form
Liability & People
- Watercraft liability to satisfy launch or storage requirements
- Medical payments for you/guests aboard
- Uninsured/underinsured boater (where offered)
Situational Add-Ons
- On-water towing/assistance and soft-ungrounding
- Salvage & wreck removal with separate limits
- Fuel spill liability and pollution coverage
- Fishing equipment & personal effects (scheduled limits)
- Trailer, tender/dinghy, electronics
Navigation, Storage & Storms
- Inland/Missouri River navigation territories set to your cruising plan
- Lay-up/storage terms matched to your habits
- Storm plan & haul-out reimbursement where available
Montana Boating Basics (What to Know)
Registration & Title
Most boats operating on Montana waters must be registered with Montana FWP. Keep registration aboard whenever under way.
Boating Safety Education
Operators of motorboats may need to complete a boating safety course approved by Montana FWP. Carry your certification while operating.
Local Planning
Check water levels (e.g., USGS gauges), no-wake zones, and access points before you cast off.
Tip: If your boat is financed or stored at a facility, expect minimum liability limits and “proof of insurance” (COI). We’ll provide certificates at binding and renewal.
Where Craig Boaters Go (and How We Insure It)
Many owners launch near the Missouri River and head to reservoirs or downstream areas. We coordinate navigation limits, towing zones, and storm plans with your storage—whether you keep the boat at a local ramp or trailer to other sites.
Our Process for Craig Boaters
- Vessel Snapshot — year/make/model, HIN, propulsion, electronics, trailer, storage/launch.
- Usage & Territory — river vs. reservoir, seasonal storage, towing zones, storm plan.
- Coverage Fit — hull valuation (agreed vs. ACV), liability limits, towing, salvage, fuel spill, gear.
- Compliance — confirm registration, safety education, and storage requirements.
- Bind & Proof — issue ID cards and certificates for your storage or lender.
We Serve Every Craig Boater
Craig, nearby areas along the Missouri River, and launches in Helena, Great Falls, and surrounding regions.
Local Resources
Why Choose Insurox?
- Access to 150+ insurance carriers
- Specialized boat insurance advisors
- Fast online quotes
- No hidden fees or surprises
- Local expertise in Craig, MT
Get a Fast Boat Insurance Quote
Tell us about your boat, storage, navigation, and launch sites. We’ll size liability, choose agreed value vs. ACV, and add towing, salvage, and fuel spill coverage as needed.
Get Your Boat Insurance Quote in Craig
Prefer to talk? Call or text: 833-586-3264.
