Why Boat Insurance Matters Here

Kentucky's rivers and lakes bring currents, weather changes, and recreational traffic. A solid boat policy includes hull coverage, liability for bodily injury and property damage, medical payments, and options like on-water towing, salvage, and fishing gear. If you trailer your boat, we'll cover trailer needs and auto liability for road incidents.

Planning trips on the Cumberland River or Lake Cumberland? We'll set navigation limits for inland waters, discuss seasonal storage, storm preparations, and any marina requirements.

Build the Right Boat Policy

Kentucky Boating Basics (What to Know)

Tip: If your boat is financed or stored at a marina, expect minimum liability limits and proof of insurance. We'll provide certificates as needed.

Where Grace Boaters Go (and How We Insure It)

Many boaters in Grace launch near the Cumberland River or head to Lake Cumberland. We tailor navigation limits, towing zones, and storm plans for your local storage or trailering needs.

Our Process for Grace Boaters

1. Vessel Snapshot — year/make/model, HIN, propulsion, electronics, trailer, storage.
2. Usage & Territory — inland rivers/lakes, seasonal lay-up, towing zones, storm plan.
3. Coverage Fit — hull valuation, liability limits, towing, salvage, gear.
4. Compliance — confirm registration, safety certificate, and marina requirements.
5. Bind & Proof — issue ID cards and certificates for your marina or lender.

We Serve Every Grace Boater

Grace, nearby Corbin, and areas around the Cumberland River, including London, Somerset, and other Kentucky lake regions.

Local Resources

• Kentucky Department of Fish and Wildlife — Boating Information
• KY Fish and Wildlife — Boat Registration
• KY Fish and Wildlife — Boating Safety Education
• USGS Water Data — Kentucky River Levels