Why Boat Insurance Matters Here

Colorado's waterways feature varying water levels, wind, and recreational traffic on lakes and rivers. A modern boat policy bundles hull (your boat), liability (bodily injury & property damage you cause), medical payments, and options like on-water towing, fuel-spill liability, salvage & wreck removal, and fishing gear/personal effects. If you trailer, we’ll also address trailer coverage and where auto liability responds during over-the-road incidents.

Planning trips to Barr Lake or along the South Platte? We’ll set navigation limits that match your plans and discuss seasonal storage, storm plans, and any local requirements.

Build the Right Boat Policy

Colorado Boating Basics (What to Know)

Tip: If your boat is financed or stored at a facility, expect minimum liability limits and “proof of insurance” (COI). We’ll provide certificates at binding and renewal.

Where Byers Boaters Go (and How We Insure It)

Many owners launch near Byers and head to Barr Lake, the South Platte River, or nearby reservoirs. We coordinate navigation limits, towing zones, and storm plans with your storage—whether you keep the boat locally or trailer to other areas.

Our Process for Byers Boaters

1. Vessel Snapshot — year/make/model, HIN, propulsion, electronics, trailer, storage/berth.
2. Usage & Territory — inland vs. lake/river, seasonal lay-up, towing zones, storm plan.
3. Coverage Fit — hull valuation (agreed vs. ACV), liability limits, towing, salvage, fuel spill, gear.
4. Compliance — confirm registration, safety certificate, and any local requirements.
5. Bind & Proof — issue ID cards and certificates as needed.

We Serve Every Byers Boater

Byers, Strasburg, Bennett, and nearby areas along the South Platte River and local lakes.

Local Resources

• Colorado Parks and Wildlife — Boat & PWC Registration
• Colorado Parks and Wildlife — Boating Safety Information
• USGS — Water Levels and Gauges