Why Boat Insurance Matters Here

Alaska's waterways feature strong currents, ice, wildlife, and remote conditions. A modern boat policy bundles hull (your boat), liability (bodily injury & property damage you cause), medical payments, and options like on-water towing, fuel-spill liability, salvage & wreck removal, and fishing gear/personal effects. If you trailer, we’ll also address trailer coverage and where auto liability responds during over-the-road incidents.

Navigating the Yukon River or Norton Sound? We’ll set navigation limits that match your plans and discuss seasonal lay-up periods, storm plans, and any local mooring requirements.

Build the Right Boat Policy

Alaska Boating Basics (What to Know)

Tip: If your boat is financed or you use a mooring, expect minimum liability limits and “proof of insurance” (COI). We’ll provide certificates at binding and renewal.

Where Stebbins Boaters Go (and How We Insure It)

Many owners launch near the Yukon River and head to Norton Sound or coastal areas. We coordinate navigation limits, towing zones, and storm plans with your location—whether you keep the boat on the river or trailer to nearby ramps.

Our Process for Stebbins Boaters

1. Vessel Snapshot — year/make/model, HIN, propulsion, electronics, trailer, storage/berth.
2. Usage & Territory — river vs. coastal, seasonal lay-up, towing zones, storm plan.
3. Coverage Fit — hull valuation (agreed vs. ACV), liability limits, towing, salvage, fuel spill, gear.
4. Compliance — confirm registration, safety certificate, and any local requirements.
5. Bind & Proof — issue ID cards and certificates for your mooring or lender.

We Serve Every Stebbins Boater

Stebbins, nearby villages along the Yukon, and areas like Nome and the Bering Sea coast.

Local Resources

• Alaska Department of Fish and Game — Boat Registration
• US Coast Guard — Boating Safety
• NOAA Tides — Alaska Stations (including Norton Sound)
• NOAA Weather — Alaska Forecasts