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Flood insurance cost in Montgomery County, Texas

In Montgomery County, Texas, the lowest private flood insurance quote ran $577 a year and the typical private quote ran $843.

Insurox Flood Insurance Rate Index, Oct 2024 to Oct 2026. Updated October 9, 2026.

Private and NFIP quotes compared

Lowest private quote
$577
Typical private quote
$843

Median annual premiums from 312 carrier quotes. Lowest is the cheapest private quote a property received, typical is the middle one.

See what your property is quoted

The index is a median. Your price depends on your flood zone, elevation and coverage. Compare NFIP and private carriers for your address.

Common questions

How much does flood insurance cost in Montgomery County, Texas?
From Oct 2024 to Oct 2026, the typical private flood insurance quote in Montgomery County, Texas was $843 a year and the lowest private quote a property received was $577. These are medians of quotes run through Insurox, not premiums paid, and your own price depends on your property.
Where do these numbers come from?
From 312 carrier quotes returned to property owners who asked for flood insurance quotes through Insurox between Oct 2024 to Oct 2026. A place is only published when at least 20 different properties were quoted there.

More about flood insurance in Texas

These figures are statistics about quotes, not an offer of insurance. Read how the index is calculated or go back to the national index.