Flood insurance cost in New Hampshire
In New Hampshire, the lowest private flood insurance quote ran $975 a year and the typical private quote ran $1,834. The NFIP quote ran $3,758.
Private and NFIP quotes compared
Where a property was quoted both ways, the lowest private quote came in a median 68% below the NFIP quote, and private was the cheaper option for 90% of those 30 properties. The typical private quote came in 17% below NFIP.
Median annual premiums from 263 carrier quotes. Lowest is the cheapest private quote a property received, typical is the middle one.
See what your property is quoted
The index is a median. Your price depends on your flood zone, elevation and coverage. Compare NFIP and private carriers for your address.
Common questions
- How much does flood insurance cost in New Hampshire?
- From Oct 2024 to Oct 2026, the typical private flood insurance quote in New Hampshire was $1,834 a year and the lowest private quote a property received was $975. NFIP quotes ran $3,758. These are medians of quotes run through Insurox, not premiums paid, and your own price depends on your property.
- Is private flood insurance cheaper than NFIP in New Hampshire?
- Where a property was quoted both ways, the lowest private quote came in a median 68% below the NFIP quote, and private was the cheaper option for 90% of those 30 properties. The typical private quote came in 17% below NFIP.
- Where do these numbers come from?
- From 263 carrier quotes returned to property owners who asked for flood insurance quotes through Insurox between Oct 2024 to Oct 2026. A place is only published when at least 20 different properties were quoted there.
More about flood insurance in New Hampshire
- Flood insurance in New Hampshire: what it covers, who needs it and how to get quotes.
- NFIP (FEMA) flood insurance
- Private flood insurance
- Commercial flood insurance
These figures are statistics about quotes, not an offer of insurance. Read how the index is calculated or go back to the national index.