Utica First

Utica First Insurance Company





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A little bit more about Utica First

Utica First Insurance Company, located near Utica, NY, is a regional property and casualty insurance carrier specializing in small contractors, restaurants, retail stores, offices, and homeowners insurance.

Utica First Insurance Company was founded in 1903 as Utica Fire Insurance Company of Oneida County, NY to serve the property insurance needs of upstate New York residents. They have developed from that small base into a company which actively writes business in the states of New York, Connecticut, Massachusetts, New Jersey, Maryland, Ohio, Pennsylvania, and Virginia.

Utica First products are offered exclusively through Professional Independent Agents and Brokers. Their product lines include Business owner policies, small Artisan Package policies, and Homeowners policies, among others.

For over 100 years, Utica First Insurance Company has been providing superior insurance protection to Homeowners and Businesses in the Northeastern U.S. They are a strong and stable Regional Insurance Company, rated as A (Excellent) by A.M. Best, with a proud tradition of customer service excellence.

Lines of Business

Commercial Lines

  • Antiques and Collectibles
  • Artisan Contractor Package Policy
  • Automobile Service Stations
  • BOP Classes
  • Convenience Store Program
  • Employment Practices Liability (EPL) Insurance
  • Food Service Risks (Restaurants, Taverns)
  • Office PAK Program

Personal Lines

  • Standard Homeowners Policy (for Homes built before 1960)
  • Elite Homeowners Policy (for high valued Homes under 20 years old)
  • Dwelling Fire Policy
  • Lifestyles 55+ Condominium and Townhouse Program
  • Identity Theft Resolution
  • Special Homeowners Policy (for Homes built after 1960)
  • Mobile Homeowners Policy
  • Landlords Package Policy (for non-owner occupied 1-4 family homes)
  • Identification Document Recovery

Find them on the Web

How to report a claim with Utica First

  • By phone: Reach their 24 hour emergency claims service at 800-456-4556 and choose option 7
  • By fax: Their claims service is availible by fax also at 315-736-2139

How to pay a bill to Utica First

  • Online: Go to www.uticafirst.com enter your policy number and make a payment
  • By phone: Reach their claims department at 800-456-4556
  • Mail: Send your payments to: Utica First Insurance Company, PO Box 851, Utica, NY 13503-0851