Insurox,UTICA FIRST, UTICA FIRST Insurance Company,

Utica First has Joined our Panel of Carriers


Utica First Insurance Company was founded by local Utica, New York businessmen in 1903 as Utica Fire Insurance Company of Oneida County, NY to serve the property insurance needs of the upstate New York residents. It has developed from that small base into a company which actively writes business in the states of New York, Connecticut, Massachusetts, New Jersey, Ohio, Pennsylvania, and Virginia.

In the beginning, the Company wrote exclusively property insurance on an assessable basis. Now its product line has expanded to include Homeowner, Landlord Package, Restaurant, and Tavern Program, Convenience Store Program, Small Artisan Package Policy and Business Owner Policies among others.

Lines of Business

Commercial Lines

  • Antiques and Collectibles
  • Artisan Contractor Package Policy
  • Automobile Service Stations
  • BOP Classes
  • Convenience Store Program
  • Employment Practices Liability (EPL) Insurance
  • Food Service Risks (Restaurants, Taverns)
  • Office PAK Program

Personal Lines

  • Standard Homeowners Policy (for Homes built before 1960)
  • Elite Homeowners Policy (for high valued Homes under 20 years old)
  • Dwelling Fire Policy
  • Lifestyles 55+ Condominium and Townhouse Program
  • Identity Theft Resolution
  • Special Homeowners Policy (for Homes built after 1960)
  • Mobile Homeowners Policy
  • Landlords Package Policy (for non-owner occupied 1-4 family homes)
  • Identification Document Recovery

Financial Rating

Utica First Insurance Company, rated “A” (Excellent),  by A.M. Best.

About Insurox®

Insurox Group Inc, formally known as MG Services Agency, is a full-service insurance agency since 2004. Since then, Insurox protected the people of New Jersey with homeowners insurance, business insurance, automobile insurance, fire insurance and many other services. Insurox provides consumers with a smarter way to buy and manage insurance policies online. It helps people easily compare rates from numerous insurance carriers and then purchase an insurance policy within minutes. Insurox is a nationwide, online insurance agency that includes top insurance carriers on its platform such as Progressive, Travelers, Metlife, Mercury, as well as many others.

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